38555 Apple Rd, Polson, MT 59860 Property Records

Lake County property record for 38555 Apple Rd, Polson, MT 59860 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,232 sqft · built 1961
Lot Size	2.11 acres (92,347 sqft)
Owner	Individual Name on File
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R1517620`

Property Details

APN / Parcel Number

Primary APN	`R1517620`
Alternative APNs	`15-3227-23-1-01-04-0000` `0000014801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	92,347 sqft (2.11 acres)
Terrain	Wooded
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	136 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000014801
Street Address	38555 APPLE RD
City	POLSON
State	MT
Zip	59860-8372
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S23, T22 N, R21 W, C.O.S. 7611, ACRES 2.12, AMND TR 1A
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1029
Census Tract	940306

Owner

Source: Lake County records · APN R1517620

Assessment roll updated December 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	38555 APPLE RD, POLSON, MT 59860-8372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 13, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 13, 2022
Deed Sale	Oct 13, 2022
Prior Sale	Jan 04, 2007
Deed Document Number	601654
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	38555 APPLE RD, POLSON, MT 59860-8372
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000573251
Date	Oct 30, 2019
Instrument	573251

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 13, 2022
Property Address	38555 APPLE RD, POLSON, MT 59860-8372
Document Number	0000601654
Instrument Date	Sep 20, 2022
Instrument	601654
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42629 ELI GAP RD, 42629, POLSON, MT 59860-8300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38555 APPLE RD, POLSON, MT 59860-8372

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Secondary School District	Polson High School District (09 - 12)
Elementary School District	Valley View Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 (-10.74%)	$333,800 (+66.48%)	$333,800 (+66.48%) Land $108,972 Building $224,828
2023	$1,369.00	$200,500	$200,500 Land $56,824 Building $143,676

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	DSL	40 / 3
CommunityTel	Fixed Wireless (unlicensed)	25 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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