38552 Tobiano Loop, Dade City, FL 33525 Property Records

Pasco County property record for 38552 Tobiano Loop, Dade City, FL 33525

Property Summary

Property Type	Single Family Home
Details	built 2025
Lot Size	0.21 acres (9,134 sqft)
Owner	Individual Name on File
Last Sale	$510,360 (Aug 2025)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-25-21-0070-00000-0010`

Property Details

APN / Parcel Number

Primary APN	`11-25-21-0070-00000-0010`
Alternative APN	`2125110070000000010`

Exterior

Year Built	Built 2025
Lot Area	9,134 sqft (0.21 acres)

Location & Zoning

Street Address	38552 TOBIANO LOOP
City	DADE CITY
State	FL
Zip	33525-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG2
Legal Description	HILLTOP POINT PHASE-1 PB 93 PG 071 LOT 1
Legal Subdivision	HILLTOP POINT
Legal Tract	70
Legal Lot Number	1
Jurisdiction	PASCO FL
Township / Civil Division	DADE CITY
Census Block Group	2
Census Block	2027
Census Tract	32700

Owner

38552 Tobiano Loop is owned and occupied by an individual who bought it in August 2025.

Source: Pasco County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	38552 TOBIANO LOOP, DADE CITY, FL 33525-5718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Deed Document Number	2025161221
Deed Book / Page	11268 / 1387
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 25, 2025
Property Address	38552 TOBIANO LOOP, DADE CITY, FL 33525-5718
Document Number	0112681387
Book / Page	11268 / 1387
Map Reference	MB 93 PG 71
Instrument Date	Aug 21, 2025
Instrument	2025161221
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD L C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,572.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4211 W BOY SCOUT BLVD # BLVD300, BLVD300, TAMPA, FL 33607-5724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38552 TOBIANO LOOP, DADE CITY, FL 33525-5718

Mortgage

Document Number	0112681389
Date	Aug 25, 2025
Instrument	11268/1389

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 38552 Tobiano Loop was $4,247, up 196.4% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Municipality	Dade City
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,464 (-) Land $64,464	$64,464 (-) Land $64,464
2025	$4,247.00 (+196.37%)	$64,464 Land $64,464	$64,464 Land $64,464
2024	$1,433.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 38552 Tobiano Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2021–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38552 Tobiano Loop is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20