3855 Zack Howard Rd, Deep Run, NC 28525 Property Records

Lenoir County property record for 3855 Zack Howard Rd, Deep Run, NC 28525

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,036 sqft · built 2019
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Tax Bill	$1,266 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`440900656418`

Property Details

APN / Parcel Number

Primary APN	`440900656418`
Alternative APN	`28028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,036 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	50,094 sqft (1.15 acres)
Lot Dimensions	408 ft deep x 111 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3855 ZACK HOWARD RD
City	DEEP RUN
State	NC
Zip	28525-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1133 TRACT 7A ZACK HOWARD RD
Legal Subdivision	SURVEY FOR RAY TYNDALL ESTATE
Legal Tract	7A
Jurisdiction	LENOIR NC
Township / Civil Division	WOODINGTON
Census Block Group	3
Census Block	3044
Census Tract	11201

Owner

3855 Zack Howard Rd, a single family home, is owned by an individual.

Source: Lenoir County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 81, CAMDEN, NC 27921-0081
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	3855 ZACK HOWARD RD, DEEP RUN, NC 28525-9624
Document Number	0018880653
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3855 ZACK HOWARD RD DEEP RUN NC 28525, DEEP RUN, NC 28525

Mortgage

Document Number	0018880653
Date	Jul 27, 2020
Book Page	001888/000653

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3855 Zack Howard Rd was $1,266, down 6.6% from the year before.

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,266.00 (-6.64%)	$173,517 (-) Land $30,294 Building $143,223	$173,517 (-) Land $30,294 Building $143,223
2025	$1,356.00	$173,517 Land $30,294 Building $143,223	$173,517 Land $30,294 Building $143,223
2023	$935.00	$93,449 Land $15,600 Building $77,849	$93,449 Land $15,600 Building $77,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3855 Zack Howard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3855 Zack Howard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP RUN WATER CORPORATION private · serves 14,196 people · EPA ID NC0454030
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000