3855 Towery Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 3855 Towery Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 1994
Lot Size	3.71 acres (161,738 sqft)
Owner	2 Individual Names on Record
Tax Bill	$736 (2026)
Deeds & Mortgages	Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`44348`

Property Details

APN / Parcel Number

Primary APN	`44348`
Alternative APNs	`14589101` `1361344`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	161,738 sqft (3.71 acres)

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area
Pole Barn	800 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Radiant

Location & Zoning

Account Number	1361344
Street Address	3855 TOWERY RD
City	SHELBY
State	NC
Zip	28150-7041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	3.713AC SPERLING LEE EST
Legal Subdivision	LATTIMORE
Legal Block	1
Legal Lot Number	56
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4001
Census Tract	951400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3855 TOWERY RD, SHELBY, NC 28150-7041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 14, 2025
Transfer Doc	0200110239
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Jan 31, 2024
Property Address	3855 TOWERY RD, SHELBY, NC 28150-7041
Document Number	0019141112
Book / Page	1914 / 1112
Map Reference	MB 18 PG 11
Instrument Date	Jan 10, 2024
Instrument	200096612
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3855 TOWERY RD, SHELBY, NC 28150-7041

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3855 TOWERY RD, SHELBY, NC 28150-7041

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$736.00 (-13.41%)	$103,915 (-22.4%) Land $23,856 Building $80,059	$103,915 (-22.4%) Land $23,856 Building $80,059
2025	$850.00	$133,906 (+50.32%) Land $50,903 Building $83,003	$133,906 (+50.32%) Land $50,903 Building $83,003
2023		$89,083 Land $40,312 Building $48,771	$89,083 Land $40,312 Building $48,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20