3855 Poole Rd, Cincinnati, OH 45251 Property Records

Hamilton County property record for 3855 Poole Rd, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,763 sqft · built 1949
Lot Size	0.738 acres (32,147 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Aug 2020)
Tax Bill	$4,832 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-0202-0125-00`

Property Details

APN / Parcel Number

Primary APN	`510-0202-0125-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,763 sqft Living Area
Gross Area	5,384 sqft
1st Floor Area	2,238 sqft
Basement Area	1,838 sqft
Finished Basement	525 sqft
Unfinished Basement	1,313 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Brick/Stone
Roof Material	Asphalt
Lot Area	32,147 sqft (0.738 acres)
Lot Dimensions	230 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	1,308 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3855 POOLE RD
City	CINCINNATI
State	OH
Zip	45251-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POOLE RD 140 X 230 R1-T2-S14 NE
Legal Subdivision	COLERAIN TOWNSHIP
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	5
Census Block	5002
Census Tract	20701

Owner

Source: Hamilton County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3855 POOLE RD, CINCINNATI, OH 45251-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MTG
Apr 5, 2017	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Apr 5, 2017 · Amount on Record
Deed Document Number	202086874
Deed Book / Page	14242 / 1725
Prior Transfer Date	Jul 20, 2015
Prior Transfer Doc	0000078767
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 2, 2026
Property Address	3855 POOLE RD, CINCINNATI, OH 45251-2828
Document Number	0000053418
Book / Page	15699 / 319
Instrument Date	Jun 25, 2026
Instrument	202653418
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3855 POOLE RD, CINCINNATI, OH 45251-2828

Mortgage

Document Number	0000053418,
Date	Jul 2, 2026
Book Page	15699/319
Instrument	202653418

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 28, 2020
Property Address	3855 POOLE RD, CINCINNATI, OH 45251-2828
Document Number	0000086874
Book / Page	014242 / 001725
Instrument Date	May 14, 2020
Instrument	86874
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3855 POOLE RD CINCINNATI OH 452512828, CINCINNATI, OH 45251-2828

Mortgage

Document Number	86875
Date	Aug 28, 2020
Book Page	014242/001729
Instrument	86875

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 5, 2017
Property Address	3855 POOLE RD, CINCINNATI, OH 45251-2828
Document Number	0000029890
Book / Page	013389 / 001469
Instrument Date	Mar 10, 2017
Instrument	29890
Transaction Type	Transfer
Record Updated	Aug 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3855 POOLE RD CINCINNATI OH 452512828, CINCINNATI, OH 45251-2828
Investor	Possibly a Property Investor

Mortgage

Document Number	29891
Date	Apr 5, 2017
Book Page	013389/001473
Instrument	29891

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,832.00 (+7.62%)	$83,608 (-) Land $21,357 Building $62,251	$238,880 (-) Land $61,020 Building $177,860
2024	$4,490.00 (-0.44%)	$83,608 (-) Land $21,357 Building $62,251
2023	$4,510.00 (-15.97%)	$83,608 (+2.85%) Land $21,357 Building $62,251	$238,880 (+2.85%) Land $61,020 Building $177,860
2022	$5,367.00 Homeowner's exemption	$81,288 Land $20,069 Building $61,219
2020			$232,250 Land $57,340 Building $174,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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