Santa Rosa County property record for 3855 Nowling Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,643 sqft · built 2004 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jul 2024) |
| Tax Bill | $2,129 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-5N-29-0000-00510-0000 |
| Primary APN | 30-5N-29-0000-00510-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,643 sqft Heated Area |
| Gross Area | 1,727 sqft |
| 1st Floor Area | 1,643 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 305N290000005100000 |
|---|---|
| Street Address | 3855 NOWLING RD |
| City | JAY |
| State | FL |
| Zip | 32565-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESCRIPTION UPDATED FOR 2024* COM NW COR OF SEC TH S03-05-33 W 30.73 FT TO I/S WLY EXT OF SR/W LI OF NOWLING RD TH S87-0 |
| Legal Range | 29W |
| Legal Township | 05N |
| Legal Section | 30 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10200 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3855 NOWLING RD, JAY, FL 32565-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Prior Sale | Feb 4, 2016 · Amount on Record |
| Deed Document Number | 0045261948 |
| Deed Book / Page | 4486 / 1592 |
| Prior Transfer Date | Mar 26, 2024 |
| Prior Transfer Doc | 202413087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3855 NOWLING RD, JAY, FL 32565-2705 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3855 NOWUNG ROAD, JAY, FL 32565 |
| Document Number | 0042060017 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 4206/17 |
| Instrument | 202175249 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 261 Months |
| Due | Aug 1, 2043 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,129.00 (+161.55%) | $177,564 (+79.08%) Land $20,000 Building $157,564 | $177,564 (+1.87%) Land $20,000 Building $157,564 |
| 2023 | $814.00 (+3.17%) Homeowner's exemption | $99,155 (+3%) | $174,301 (+8.73%) Land $18,000 Building $156,301 |
| 2022 | $789.00 Homeowner's exemption | $96,267 | $160,312 Land $12,000 Building $148,312 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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