3855 Mitchell Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3855 Mitchell Rd, Metamora, MI 48455 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 1980
Lot Size	0.723 acres (31,494 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Jun 2017)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-283-021-00`

Property Details

APN / Parcel Number

Primary APN	`008-283-021-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,264 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,720 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	31,494 sqft (0.723 acres)
Lot Dimensions	256 ft deep x 123 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3855 MITCHELL RD
City	METAMORA
State	MI
Zip	48455-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	09 21 600 000 00 T7N R9E LAKE LAPEER ESTATES #3 LOTS 21, 22, & 23.
Legal Subdivision	LAKE LAPEER ESTATES
Legal Lot Number	21-23
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	3
Census Block	3009
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-283-021-00

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3855 MITCHELL RD, METAMORA, MI 48455-9611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Apr 27, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 12, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Deed Book / Page	2899 / 74
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3855 MITCHELL RD, METAMORA, MI 48455-9611
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3857 MITCHELL RD, LAPEER, MI 48446-9642

Mortgage

Document Number	0031200067
Date	Aug 07, 2020
Book Page	3120/67

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3855 MITCHELL RD, METAMORA, MI 48455-9611
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029570841
Date	Apr 27, 2018
Book Page	2957/841

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	May 01, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 12, 2017
Property Address	3855 MITCHELL RD, METAMORA, MI 48455-9611
Document Number	0028990074
Book / Page	002899 / 000074
Instrument Date	Jun 09, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE CO

Transaction

Amount	Amount Recorded
Tax	$23.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5955 SHORT CUT RD COTTRELLVILLE MI 480392116, COTTRELLVILLE, MI 48039-2116

Mortgage

Document Number	28990075
Date	Jun 12, 2017
Book Page	002899/000075

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,100 (+1.15%)	$544,200 (+1.15%)
2025	$4,056.00 (+14.51%) Homeowner's exemption	$269,000 (+19.72%)	$538,000 (+19.72%)
2023		$224,700	$449,400
2022	$3,542.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mitchell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures