3855 Marthas Chapel Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 3855 Marthas Chapel Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,318 sqft · built 1940
Lot Size	2.32 acres (101,059 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Apr 1996)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Jan 2020 Construction Loan Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`132 9.00`

Property Details

APN / Parcel Number

Primary APN	`132 9.00`
Alternative APNs	`132 00900 000` `66888`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	3,206 sqft
1st Floor Area	1,575 sqft
Upper Floors Area	743 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	101,059 sqft (2.32 acres)
Garage Type	Detached
Garage Area	1,748 sqft
Driveway	Driveway
Driveway Area	2,016 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Porch Area	642 sqft
Patio Area	476 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3855 MARTHAS CHAPEL RD
City	CUNNINGHAM
State	TN
Zip	37052-5122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	15-15 CHNG EFF AGE, P/U POOL,DRWY, & BLDNGS OUT BACK T-04 QUALITY HARDWOOD FLOOR T-09
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	3
Census Block	3031
Census Tract	101702

Owner

3855 Marthas Chapel Rd is owned and occupied by an individual who acquired it in February 2013.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3855 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Construction Loan · Construction Mortgage F&M BK
Feb 1, 2019	Trustee's Deed, Construction Loan · Line of Credit F&M BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 1996 · Amount on File
Deed Sale	Apr 10, 1996 · Amount on File
Deed Book / Page	590 / 796
Last Transfer Date	Feb 6, 2013
Transfer Doc	01497/2639
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Recording Date	Jan 2, 2020
Property Address	3855 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5122
Document Number	0001238222
Book / Page	001936 / 002187
Instrument Date	Dec 30, 2019
Instrument	1238222
Transaction Type	Construction Loan
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3855 MARTHAS CHAPEL RD CUNNINGHAM TN 370525122, CUNNINGHAM, TN 37052-5122

Mortgage

Document Number	0001238222
Date	Jan 2, 2020
Book Page	001936/002187
Instrument	1238222

Lender

Name	F&M BK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2021

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Feb 1, 2019
Property Address	3855 MARTHAS CHAPEL RD, CUNNINGHAM, TN 37052-5122
Book / Page	001860 / 002887
Instrument Date	Jan 29, 2019
Instrument	1195312
Transaction Type	Construction Loan
Record Updated	Jan 14, 2020
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3855 MARTHAS CHAPEL RD CUNNINGHAM TN 370525122, CUNNINGHAM, TN 37052-5122

Mortgage

Document Number	0001195312
Date	Feb 1, 2019
Book Page	001860/002887
Instrument	1195312

Lender

Name	F&M BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 31, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3855 Marthas Chapel Rd was $1,949.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00	$92,825 (-)	$371,300 (-) Land $81,600 Building $289,700
2024	$1,949.00 (+21.36%)	$92,825 (+72.78%)	$371,300 Land $81,600 Building $289,700
2023	$1,606.00	$53,725 (-)
2022	$1,606.00	$53,725	$214,900 Land $37,300 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3855 Marthas Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3855 Marthas Chapel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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