San Diego County property record for 3855 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,970 sqft · built 2007 |
| Lot Size | 0.115 acres (5,025 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $499,000 (Sep 2017) |
| Tax Bill | $6,384 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2017 Loan Modification + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-291-35-00 |
| Primary APN | 125-291-35-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,970 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 5,025 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3855 LAKE CIRCLE DR |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 147 TR 012848 |
| Legal Subdivision | K HOVNANIAN AT LAKE RANCHO VIEJO |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 147 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
Source: San Diego County records · APN 125-291-35-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3855 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 08, 2020 | Deed of Trust, Mortgage · Conventional with PMI ADVANTAGEFIRST LNDG INC |
| Oct 12, 2017 | Loan Modification, Mortgage · Conventional Mortgage PROVIDENT BK |
| Sep 25, 2017 | Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR |
| Sep 25, 2017 | Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Prior Sale | Jul 23, 2009 · Amount on Record |
| Deed Document Number | 2017438601 |
| Prior Transfer Date | Sep 08, 2017 |
| Prior Transfer Doc | 0000438602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3855 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000640659 |
| Instrument Date | Oct 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID' |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3855 LAKE CIRCLE DR FALLBROOK CA 920287872, FALLBROOK, CA 92028-7872 |
| Document Number | 0000640659 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 640659 |
| Name | ADVANTAGEFIRST LNDG INC |
|---|---|
| Address | RANCHO SANTA MARGARI, CA 92688 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3855 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000510998 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Document Number | 0000510998 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 510998 |
| Name | PROVIDENT BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 25, 2017 |
| Property Address | 3855 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000438602 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 438602 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2017 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3855 LAKE CIRCLE DR FALLBROOK CA 920287872, FALLBROOK, CA 92028-7872 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 25, 2017 |
| Property Address | 3855 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000438601 |
| Map Reference | MAP12848 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 2017-0438601 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3855 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000438603 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 2017-0438603 |
| Name | PROVIDENT SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Number | 0000438604 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 2017-0438604 |
| Name | PROVIDENT SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, CA 92506 |
| Type | Negative Amortization |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $579,123 (+2%) Land $150,809 Building $428,314 | |
| 2025 | $6,384.00 (+4.93%) | $567,768 (+4.04%) Land $147,852 Building $419,916 |
| 2023 | $6,084.00 (+1.64%) | $545,722 Land $142,111 Building $403,611 |
| 2022 | $5,986.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | High above 75% of the US · above 51% of California |
|---|---|
| Wildfire Likelihood | About 1 in 246 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fiber | 1,000 / 1,000 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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