3855 Kipling Dr, Owensboro, KY 42303 Property Records

Daviess County property record for 3855 Kipling Dr, Owensboro, KY 42303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,599 sqft · built 1961
Lot Size	0.262 acres (11,400 sqft)
Owner	Individual Name on Record
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Jun 2007 Mortgage Dec 2009 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`003-17-11-017-00-000`

Property Details

APN / Parcel Number

Primary APN	`003-17-11-017-00-000`
Alternative APN	`1410949`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,599 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	190 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3855 KIPLING DR
City	OWENSBORO
State	KY
Zip	42303-7216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3855 KIPLING DR
Legal Subdivision	STRATHMOOR MANOR
Legal Lot Number	196
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	2
Census Block	2011
Census Tract	1000

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3855 KIPLING DR, OWENSBORO, KY 42303-7216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2007	Deed of Trust, Mortgage SOUTH CENTRAL BANK OF DAVIESS COUNTY INC
Dec 16, 2009	Deed of Trust, Mortgage SOUTH CENTRAL BANK
May 24, 2006	Deed of Trust, Mortgage · FHA Mortgage FIRST FSB
Jul 26, 2006	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	3855 KIPLING DR, OWENSBORO, KY 42303-7216
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001582/697
Date	Jun 20, 2007
Book Page	1582/697
Instrument	2007-00010421

Lender

Name	SOUTH CENTRAL BANK OF DAVIESS COUNTY INC
Type	Non-Lending Institution
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	35 Months
Due	May 29, 2010

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	3855 KIPLING DR, OWENSBORO, KY 42303-7216
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001731/092
Date	Dec 16, 2009
Book Page	1731/092
Instrument	2009-00019666

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 30, 2014

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	3855 KIPLING DR, OWENSBORO, KY 42303-7216
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001506/912
Date	May 24, 2006
Book Page	1506/912
Instrument	0009009

Lender

Name	FIRST FSB
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

July 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jul 26, 2006
Property Address	3855 KIPLING DR, OWENSBORO, KY 42303-7216
Document Number	000820/132
Book / Page	0820 / 132
Map Reference	DD298 PG12
Instrument Date	May 19, 2006
Instrument	00012908
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Tax	$24.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3015 STRAWBRIDGE PL, OWENSBORO, KY 42303-1661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2417 QUARRY PT, OWENSBORO, KY 42303-1981

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,200 (-)	$170,200 (-)
2025	$1,754.00 (+414.37%)	$170,200 (+31.73%) Land $20,000 Building $150,200	$170,200 (+31.73%) Land $20,000 Building $150,200
2023		$129,200 (-)	$129,200 (-)
2022	$341.00	$129,200	$129,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 89 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	8 (1997–2026)
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Owensboro Municipal Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect.

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