3855 E 78th St, Indianapolis, IN 46240 Property Records

Marion County property record for 3855 E 78th St, Indianapolis, IN 46240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,262 sqft · built 1962
Lot Size	0.909 acres (39,596 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,687 (2024)
Deeds & Mortgages	Nov 2021 Mortgage May 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-02-29-116-032.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-02-29-116-032.000-800`
Alternative APN	`8045731`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,262 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	2,262 sqft
Upper Floors Area	1,479 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Brick
Roof Material	Asphalt
Lot Area	39,596 sqft (0.909 acres)
Lot Dimensions	275 ft deep x 144 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	3855 E 78TH ST
City	INDIANAPOLIS
State	IN
Zip	46240-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MENDENHALLS PLEASANT ACRES 3RD SEC L141
Legal Subdivision	MENDENHALLS PLEASANT ACRES 3RD SEC
Legal Lot Number	141
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	320301

Owner

3855 E 78th St is owned and occupied by two individuals who acquired it in May 2024.

Source: Marion County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3855 E 78TH ST, INDIANAPOLIS, IN 46240-3401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
May 24, 2024	Transfer on Death Deed, Transfer
May 21, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024
Deed Sale	May 24, 2024
Deed Document Number	202440740
Prior Transfer Date	May 16, 2024
Prior Transfer Doc	0000040740
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3855 E 78TH ST, INDIANAPOLIS, IN 46240-3401
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150406
Date	Nov 10, 2021
Instrument	A202100150406

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2051

Interest

Rate Type	Fixed Rate

May 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION IN
Recording Date	May 24, 2024
Property Address	3855 E 78TH ST, INDIANAPOLIS, IN 46240-3401
Document Number	0000040740
Map Reference	PB 32 PG 17
Instrument Date	May 16, 2024
Instrument	A202400040740
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3855 E 78TH ST, INDIANAPOLIS, IN 46240-3401

May 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARION IN
Recording Date	May 21, 2024
Property Address	3855 E 78TH ST, INDIANAPOLIS, IN 46240-3401
Document Number	0000039722
Map Reference	PB 32 PG 17
Instrument Date	May 16, 2024
Instrument	A202400039722
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3855 E 78TH ST, INDIANAPOLIS, IN 46240-3401

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,200 Land $75,000 Building $228,200	$303,200 Land $75,000 Building $228,200
2024	$3,687.00 (+13.48%)
2023	$3,249.00 (-34.5%)	$265,100 (+2.51%) Land $75,000 Building $190,100	$265,100 (+2.51%) Land $75,000 Building $190,100
2022	$4,960.00 (+70.74%) Homeowner's exemption	$258,600 Land $34,000 Building $224,600	$258,600 Land $34,000 Building $224,600
2021	$2,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3855 E 78th St in Zone X, an area of minimal flood risk, though there have been 79 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	79 (1980–2026)
Claims Outside the SFHA	1 of 79
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 10 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 12 claims Severe Storms & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3855 E 78th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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