3855 E 106th St, Carmel, IN 46033 Property Records

Hamilton County property record for 3855 E 106th St, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,284 sqft · built 1983
Lot Size2.04 acres (88,862 sqft)
OwnerIndividual Name on Record
Last Sale$472,500 (Nov 2019)
Tax Bill$8,659 (2024)
Deeds & MortgagesJul 2021 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-14-08-000-006.000-018

Property Details

APN / Parcel Number

Primary APN29-14-08-000-006.000-018
Alternative APN
  • 1714080000006000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,284 sqft Living Area
Gross Area5,896 sqft
1st Floor Area5,344 sqft
AtticAttic
Attic Area1,004 sqft
Basement Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2012
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area88,862 sqft (2.04 acres)
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Pool Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3855 E 106TH ST
CityCARMEL
StateIN
Zip46033-3820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 2.04, SECTION 8, TOWNSHIP 17, RANGE 4
Legal Range04
Legal Township17
Legal Section08
Legal SubdivisionCLAY
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3009
Census Tract111101

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3855 E 106TH ST, CARMEL, IN 46033-3820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 25, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2019 · Amount on Record
Deed SaleNov 25, 2019 · Amount on Record
Prior SaleOct 6, 2014 · Amount on Record
Deed Document Number201959779
Prior Transfer DateNov 14, 2019
Prior Transfer Doc0000059779
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3855 E 106TH ST, CARMEL, IN 46033-3820
Transaction TypeMortgage
Record UpdatedAug 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021054684
DateJul 28, 2021
Instrument2021054684
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueAug 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateNov 25, 2019
Property Address3855 E 106TH ST, CARMEL, IN 46033-3820
Document Number2019059779
Instrument DateNov 14, 2019
Instrument2019059779
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3855 E 106TH ST, CARMEL, IN 46033-3820

Mortgage

Document Number2019059780
DateNov 25, 2019
Instrument2019059780
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$769,800 (+9.99%) Land $161,600 Building $608,200$769,800 (+9.99%) Land $161,600 Building $608,200
2024$8,659.00 (+5.05%)
2023$8,243.00 (+18.2%) Homeowner's exemption$699,900 (+19.56%) Land $127,400 Building $572,500$699,900 (+19.56%) Land $127,400 Building $572,500
2022$6,974.00 Homeowner's exemption$585,400 Land $127,400 Building $458,000$585,400 Land $127,400 Building $458,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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