3855 Cobbham Rd, Thomson, GA 30824 Property Records

McDuffie County property record for 3855 Cobbham Rd, Thomson, GA 30824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,687 sqft · built 2005
Lot Size	1.79 acres (77,972 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2023)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00500 00000 049 000`

Property Details

APN / Parcel Number

Primary APN	`00500 00000 049 000`
Alternative APN	`4387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,687 sqft Heated Area
1st Floor Area	1,687 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	77,972 sqft (1.79 acres)
Lot Depth	17 ft Depth
Porch	Open Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4387
Street Address	3855 COBBHAM RD
City	THOMSON
State	GA
Zip	30824-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	3855 COBBHAM RD NE
Jurisdiction	MCDUFFIE GA
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1031
Census Tract	950100

Owner

Source: McDuffie County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3855 COBBHAM RD, THOMSON, GA 30824-4830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2017	Deed of Trust, Mortgage CITIZENS BANK OF SWAINSBORO
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF SWAINSBORO
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	0000073796
Deed Book / Page	737 / 96
Last Transfer Date	Sep 1, 2023
Transfer Doc	0000737/96
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	3855 COBBHAM RD, THOMSON, GA 30824-4830
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000655/83
Date	May 18, 2017
Book Page	655/83

Lender

Name	CITIZENS BANK OF SWAINSBORO
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2022

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Sep 1, 2023
Property Address	3855 COBBHAM RD, THOMSON, GA 30824-4830
Document Number	0000737/96
Book / Page	737 / 96
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0000073798
Date	Sep 1, 2023
Instrument	737/98

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	172 Months
Due	Jan 1, 2038

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDUFFIE GA
Property Address	3855 COBBHAM RD, THOMSON, GA 30824-4830
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000661/274
Date	Jan 17, 2018
Book Page	661/274

Lender

Name	CITIZENS BANK OF SWAINSBORO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDUFFIE GA
Recording Date	Apr 25, 2022
Property Address	3855 COBBHAM RD, THOMSON, GA 30824-4830
Document Number	000718/570
Book / Page	718 / 570
Instrument Date	Apr 25, 2022
Instrument	2022-000344
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3855 COBBHAM RD, THOMSON, GA 30824-4830
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000718/0000000572
Date	Apr 29, 2022
Book Page	0000000718/0000000572

Lender

Name	ANGEL OAK HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	McDuffie County
Unified School District	McDuffie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,053.00 (+2.5%) Homeowner's exemption	$90,998 (+5.61%) Land $4,233 Building $86,765	$227,495 (+5.61%) Land $10,583 Building $216,912
2024	$2,003.00 (-4.07%) Homeowner's exemption	$86,166 (+4.01%) Land $3,814 Building $82,352	$215,415 (+4.01%) Land $9,535 Building $205,880
2023	$2,088.00 (+2.05%)	$82,844 (+8.09%) Land $3,814 Building $79,030	$207,111 (+8.09%) Land $9,535 Building $197,576
2022	$2,046.00	$76,646 Land $3,814 Building $72,832	$191,614 Land $9,535 Building $182,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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