3855 Brown Rd, Oregon, OH 43616 Property Records

Lucas County property record for 3855 Brown Rd, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,397 sqft · built 1941
Lot Size	3.99 acres (174,196 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (May 2024)
Tax Bill	$3,660 (2025)
Deeds & Mortgages	May 2024 Sale & Line of Credit Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44-25884`

Property Details

APN / Parcel Number

Primary APN	`44-25884`
Alternative APN	`24029076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
1st Floor Area	951 sqft
Attic	Attic
Attic Area	891 sqft
Basement Area	951 sqft

Exterior

Year Built	Built 1941
Architectural Style	Conventional
Exterior Material	Stone
Lot Area	174,196 sqft (3.99 acres)
Lot Width	132 ft Width
Garage Type	Detached
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3855 BROWN RD
City	OREGON
State	OH
Zip	43616-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R1
Legal Description	8 10 10 SE 1/4 E 7 AC W 11.50 AC E 40 RDS W 60 RDS S 80 RDS
Legal Subdivision	8 10 10 SE 1/4
Legal Tract	99
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2008
Census Tract	9901

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3855 BROWN RD, OREGON, OH 43616-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2024	Warranty Deed, Transfer · Line of Credit SUN WEST MORTGAGE COMPANY INC
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Nov 19, 2007 · Amount on Record
Deed Document Number	24102813
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	May 20, 2024
Property Address	3855 BROWN RD, OREGON, OH 43616-4107
Document Number	0000015597
Instrument Date	May 7, 2024
Instrument	202405200015597
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3855 BROWN RD, OREGON, OH 43616-4107

Mortgage

Document Number	0000015598
Date	May 20, 2024
Instrument	202405200015598

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3855 BROWN RD, OREGON, OH 43616-4107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033896
Date	Aug 6, 2018
Instrument	201808060033896

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3855 BROWN RD, OREGON, OH 43616-4107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034773
Date	Aug 29, 2019
Instrument	201908290034773

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,660.00 (+3.27%)	$75,775 (-) Land $20,825 Building $54,950
2024	$3,544.00 (+21.95%)	$75,775 (+44.33%) Land $20,825 Building $54,950	$216,500 (+44.33%) Land $59,500 Building $157,000
2023	$2,906.00 (-0.75%)	$52,500 (-) Land $19,040 Building $33,460
2022	$2,928.00 Homeowner's exemption	$52,500 Land $19,040 Building $33,460
2021			$150,000 Land $54,400 Building $95,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

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