San Diego County property record for 38546 Harris Trl, Fallbrook, CA 92028 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1995 |
| Square Footage | 660 sqft Living Area |
| Lot Size | 20.1 acres |
| Occupancy | Owner Occupied |
| Last Sale | $585,000 (2020) |
| Tax Bill | $5,305.00 (2025) |
| Primary APN | 102-150-20-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 660 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 878,170 sqft |
| Street Address | 38546 HARRIS TRUCK TRL |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 3 TR PM01499 |
| Legal Subdivision | PARCEL MAP NO 1499 |
| Legal Tract | 1499 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | FALLBROOK |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 19001 |
Source: San Diego County records · APN 102-150-20-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38546 HARRIS TRUCK TRL, FALLBROOK, CA 92028 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Dec 14, 2020 | Grant Deed, Transfer · Veterans Administration Mortgage FRANKLIN LOAN CENTER |
| Oct 10, 2017 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Doc Number | 2020802338 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 38546 HARRIS TRL, FALLBROOK, CA 92028-9725 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 38546 HARRIS TRL, FALLBROOK, CA 92028-9725 |
| Document Number | 0000658890 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021-0658890 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 14, 2020 |
| Property Address | 38546 HARRIS TRL, FALLBROOK, CA 92028-9725 |
| Document Number | 0000802338 |
| Map Reference | FILE 73-119176 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 2020-0802338 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 38546 HARRIS TRUCK TRAIL, FALLBROOK, CA 92028 |
| Document Number | 0000802339 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0802339 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 10, 2017 |
| Property Address | 38546 HARRIS TRL, FALLBROOK, CA 92028-9725 |
| Document Number | 0000467463 |
| Instrument Date | Sep 05, 2017 |
| Instrument | 467463 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2017 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $489.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 38546 HARRIS TRUCK TRL FALLBROOK CA 92028, FALLBROOK, CA 92028 |
| Document Number | 467464 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 467464 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 09, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $645,886 (+2%) Land $507,876 Building $138,010 | |
| 2025 | $5,305.00 (-1.28%) | $633,222 (+4.04%) Land $497,918 Building $135,304 |
| 2023 | $5,374.00 (-1.59%) | $608,634 Land $478,584 Building $130,050 |
| 2022 | $5,461.00 |
38546 Harris Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Extreme risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Extreme 98th percentile of exposed land nationally · 90th in California |
|---|---|
| Wildfire Likelihood | Extreme — about 1 in 41 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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