38545 Birch St, Newark, CA 94560 Property Records

Alameda County property record for 38545 Birch St, Newark, CA 94560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,791 sqft · built 1975
Lot Size	0.12 acres (5,239 sqft)
Owner	2 Individual Names on Record
Last Sale	$895,000 (Jan 2019)
Tax Bill	$12,254 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`92A-2356-50`

Property Details

APN / Parcel Number

Primary APN	`92A-2356-50`
Alternative APN	`092A-2356-050-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,791 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,239 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38545 BIRCH ST
City	NEWARK
State	CA
Zip	94560-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: TR: 4615
Legal Tract	4615
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1004
Census Tract	444601

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38545 BIRCH ST, NEWARK, CA 94560-4822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARCUS LENDING INC
Apr 25, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Jan 8, 2019	Grant Deed, Transfer · ARM PNC BANK NA
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage STERLING BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on Record
Deed Sale	Jan 8, 2019 · Amount on Record
Deed Document Number	20193281
Prior Transfer Date	Sep 8, 2015
Prior Transfer Doc	0000254676
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38545 BIRCH ST, NEWARK, CA 94560-4822
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38545 BIRCH ST, NEWARK, CA 94560-4822

Mortgage

Document Number	0000096077
Date	Mar 9, 2021
Instrument	2021096077

Lender

Name	ARCUS LENDING INC
Type	Mortgage Company
Address	SAN JOSE, CA 95128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38545 BIRCH ST, NEWARK, CA 94560-4822
Document Number	0000110562
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38545 BIRCH ST NEWARK CA 945604822, NEWARK, CA 94560-4822

Mortgage

Document Number	0000110562
Date	May 13, 2020
Instrument	110562

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jan 8, 2019
Property Address	38545 BIRCH ST, NEWARK, CA 94560-4822
Document Number	0000003281
Map Reference	MB 136 PG 53
Instrument Date	Jan 2, 2019
Instrument	2019003281
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	38545 BIRCH ST, NEWARK, CA 94560-4822

Mortgage

Document Number	0000003282
Date	Jan 8, 2019
Instrument	2019003282

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38545 BIRCH ST, NEWARK, CA 94560-4822
Document Number	0000115553
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38545 BIRCH ST NEWARK CA 945604822, NEWARK, CA 94560-4822

Mortgage

Document Number	0000115553
Date	Jun 12, 2018
Instrument	115553

Lender

Name	STERLING BK
Type	Bank
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,018,339 (+2%) Land $398,233 Building $620,106
2025	$12,254.00 (+4.45%)	$998,372 (+4.04%) Land $390,425 Building $607,947
2023	$11,732.00	$959,609 Land $375,266 Building $584,343	$1,173,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless, Sail Internet.

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