38541 Rosegate Pl, Murrieta, CA 92563 Property Records

Riverside County property record for 38541 Rosegate Pl, Murrieta, CA 92563

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,864 sqft · built 2020
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,500 (Nov 2020)
Tax Bill	$6,779 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`957-813-007`

Property Details

APN / Parcel Number

Primary APN	`957-813-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,288 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	38541 ROSEGATE PL
City	MURRIETA
State	CA
Zip	92563-0317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.10 ACRES M/L IN LOT 94 MB 455/060 TR 36546
Legal Subdivision	TRACT NO 36546
Legal Tract	36546
Legal Lot Number	94
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2029
Census Tract	43296

Owner

Source: Riverside County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38541 ROSEGATE PL, MURRIETA, CA 92563-0317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FEDERAL CREDIT UNION
Jun 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIREFIGHTERS FIRST FCU
Nov 6, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 26, 2019	Loan Modification, Consolidation and Extension, Mortgage FIRST AMERICAN TITLE
Sep 27, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	2020550420
Last Transfer Date	Jun 9, 2022
Transfer Doc	0000285944
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 13, 2026
Property Address	38541 ROSEGATE PL, MURRIETA, CA 92563-0317
Document Number	0000317988
Instrument Date	Oct 5, 2026
Instrument	2026317988
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	MONARCH LAND TITLE INC, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38541 ROSEGATE PL, MURRIETA, CA 92563-0317

Mortgage

Document Number	0000317988,
Date	Oct 13, 2026
Instrument	2026317988

Lender

Name	FIREFIGHTERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2051

Interest

Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 27, 2022
Property Address	38541 ROSEGATE PL, MURRIETA, CA 92563-0317
Document Number	0000285944
Map Reference	MB 455 PG 60-68
Instrument Date	Jun 9, 2022
Instrument	2022-0285944
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	38541 ROSEGATE PL, MURRIETA, CA 92563-0317

Mortgage

Document Number	0000285945
Date	Jun 27, 2022
Instrument	2022-0285945

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	9.75%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 6, 2020
Property Address	38541 ROSEGATE PL, MURRIETA, CA 92563-0317
Document Number	0000550420
Map Reference	MB 455 PG 60-68
Instrument Date	May 13, 2020
Instrument	2020-0550420
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	38541 ROSEGATE PL, MURRIETA, CA 92563-0317

Mortgage

Document Number	0000550421
Date	Nov 6, 2020
Instrument	2020-0550421

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	RIVERSIDE CA
Property Address	38541 ROSEGATE PL, MURRIETA, CA 92563-0317
Document Number	0000384709
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4365 EXECUTIVE DR #600 SAN DIEGO CA 921212128, 600, SAN DIEGO, CA 92121-2128

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 27, 2019
Property Address	38541 ROSEGATE PL, MURRIETA, CA 92563-0317
Instrument Date	Sep 26, 2019
Instrument	384710
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMERICAN TITLE INS CO NA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4365 EXECUTIVE DR #600 SAN DIEGO CA 921212128, 600, SAN DIEGO, CA 92121-2128

Mortgage

Document Number	0000384710
Date	Sep 27, 2019
Instrument	384710

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,490 (+2%) Land $82,799 Building $365,691
2025	$6,779.00 (+2.36%)	$439,697 (+4.04%) Land $81,176 Building $358,521
2023	$6,623.00 (+1.63%)	$422,625 Land $78,025 Building $344,600
2022	$6,517.00
2021			$392,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: San Diego Broadband, T-Mobile, Verizon.

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