38540 Robinson Reef Dr, Gualala, CA 95445 Property Records

Mendocino County property record for 38540 Robinson Reef Dr, Gualala, CA 95445

Property Summary

Property Type	Single Family Home
Lot Size	0.266 acres (11,563 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Jul 2021)
Tax Bill	$14,628 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145-161-13`

Property Details

APN / Parcel Number

Primary APN	`145-161-13`
Alternative APN	`145-161-13-00`

Exterior

Lot Area	11,563 sqft (0.266 acres)

Location & Zoning

Old Parcel Number	145-161-13
Street Address	38540 ROBINSON REEF DR
City	GUALALA
State	CA
Zip	95445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5(SR
Legal Description	LOT 13 AS NUMBERED AND DESIGNATED UPON THE MAP OF NORTH GUAL ALA SUB #3, RECORDED MAY 6, 1964 IN C2, D3, P7, MCR.
Legal Subdivision	NORTH GUALALA SUB
Legal Block	3
Legal Lot Number	13
Jurisdiction	MENDOCINO CA
Township / Civil Division	POINT ARENA
Census Block Group	3
Census Block	3024
Census Tract	11102

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 PALA AVE, PIEDMONT, CA 94611-3745
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 20, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Dec 23, 2019	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	202111234
Prior Transfer Date	May 26, 2005
Prior Transfer Doc	0000012977
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	38540 ROBINSON REEF DR, GUALALA, CA 95445
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 PALA AVE, PIEDMONT, CA 94611-3745

Mortgage

Document Number	0000015707
Date	Oct 19, 2021
Instrument	2021-15707

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Jul 20, 2021
Property Address	38540 ROBINSON REEF DR, GUALALA, CA 95445
Document Number	0000011234
Map Reference	CASE 2 DR 3 PG 7
Instrument Date	Jul 14, 2021
Instrument	2021-11234
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	428 PALA AVE, PIEDMONT, CA 94611-3745

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	38540 ROBINSON REEF DR, GUALALA, CA 95445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015703
Date	Dec 23, 2019
Instrument	2019-15703

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.46%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	38540 ROBINSON REEF DR, GUALALA, CA 95445
Document Number	0000015704
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38540 ROBINSON REEF DR GUALALA CA 95445, GUALALA, CA 95445

Mortgage

Document Number	0000015704
Date	Dec 23, 2019
Instrument	15704

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.46%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	38540 ROBINSON REEF DR, GUALALA, CA 95445
Document Number	0000002369
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 362 GUALALA CA 954450362, GUALALA, CA 95445-0362

Mortgage

Document Number	0000002369
Date	Mar 5, 2019
Instrument	2369

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Elementary School District	Arena Union Elementary School District (KG - 08)
Secondary School District	Point Arena Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,244,774 (+751.93%) Land $649,458 Building $595,316
2025	$14,628.00 (+335.75%)	$146,112 (+4.04%) Land $40,467 Building $105,645
2023	$3,357.00 (+8.78%)	$140,441 Land $38,897 Building $101,544
2020	$3,086.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GUALALA WATER COMPANY private · serves 3,508 people · EPA ID CA2310007
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach DSL · Fixed Wireless in parts of the area	200 / 100

May also be available: AT&T.

Cell Coverage

4G LTE only, no 5G reported

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