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38540 Covington Dr, Sterling Heights, MI 48312 Property Records

Macomb County property record for 38540 Covington Dr, Sterling Heights, MI 48312

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,168 sqft · built 1965
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (May 2021)
Tax Bill$4,209 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN10-10-23-132-013

Property Details

APN / Parcel Number

Primary APN10-10-23-132-013
Alternative APN
  • 1023132013

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,168 sqft Living Area
1st Floor Area1,168 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address38540 COVINGTON DR
CitySTERLING HEIGHTS
StateMI
Zip48312-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionRIVIERA VILLA SUB'N. NO. 2 LOT 197
Legal SubdivisionRIVIERA VILLA SUBDIVISION
Legal Lot Number197
JurisdictionMACOMB MI
Township / Civil DivisionSTERLING HEIGHTS
Census Block Group2
Census Block2006
Census Tract231000

Owner

38540 Covington Dr is owned and occupied by an individual who bought it in May 2021.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address38540 COVINGTON DR, STERLING HEIGHTS, MI 48312-1310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
May 6, 2021Warranty Deed, Transfer
ABSTRACT TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2021 · Amount on File
Deed SaleMay 6, 2021 · Amount on File
Prior SaleFeb 27, 2014 · Amount on File
Deed Document Number20212176132
Deed Book / Page27676 / 803
Prior Transfer DateJun 8, 2012
Prior Transfer Doc0000083408
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address38540 COVINGTON DR, STERLING HEIGHTS, MI 48312-1310
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address38540 COVINGTON DR, STERLING HEIGHTS, MI 48312-1310

Mortgage

Document Number2102169032
DateApr 29, 2021
Book Page27647/282
Instrument202102169032
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMay 6, 2021
Property Address38540 COVINGTON DR, STERLING HEIGHTS, MI 48312-1310
Document Number2102176132
Book / Page27676 / 803
Map ReferenceLB 53 PG 26
Instrument DateApr 6, 2021
Instrument202102176132
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount on Record
Tax$1,763.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38540 COVINGTON DR, 38540, STERLING HEIGHTS, MI 48312-1310

Transferred To (Grantee/Buyer)

NameVerified Name
Address38540 COVINGTON DR # 21C, 21C, STERLING HEIGHTS, MI 48312-1310

Tax Assessment & Valuation

The 2025 property tax bill for 38540 Covington Dr was $4,209 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySterling Heights City
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,400$254,800
2025$4,209.00
2023$103,500$207,000
2022$3,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38540 Covington Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38540 Covington Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF STERLING HEIGHTS
serves 127,000 people · EPA ID MI0006385
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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