3854 Talbot St, Detroit (Hamtramck), MI 48212 Property Records

Wayne County property record for 3854 Talbot St, Detroit, MI 48212

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,022 sqft · built 1922
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Oct 2018)
Tax Bill	$751 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13006039`

Property Details

APN / Parcel Number

Primary APN	`13006039`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,022 sqft Living Area
1st Floor Area	264 sqft
Basement Area	88 sqft
Unfinished Basement	88 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Shingles
Roof Type	Gable
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	227 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3854 TALBOT ST
City	HAMTRAMCK
State	MI
Zip	48212-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	S TALBOT E 30 FT OF W 60 FT 266 EXC ALLEY AS OP SHIPMANS L25 P43 PLATS, W C R 13/212 30 X 100
Legal Subdivision	SHIPMANS
Legal Block	307
Jurisdiction	WAYNE MI
Township / Civil Division	DETROIT
Census Block Group	2
Census Block	2010
Census Tract	510600

Owner

3854 Talbot St is owned and occupied by an individual who bought it in October 2018.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3854 TALBOT ST, HAMTRAMCK, MI 48212-2809
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UIF CORPORATION
Oct 22, 2018	Warranty Deed, Transfer · Conventional with PMI UIF CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Prior Sale	Apr 17, 2015 · Amount on File
Deed Document Number	2018302285
Deed Book / Page	54682 / 1172
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	0513560005
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	3854 TALBOT ST, DETROIT, MI 48212-2809
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 TALBOT ST, DETROIT, MI 48212-2809

Mortgage

Document Number	0564721258
Date	Mar 1, 2021
Book Page	56472/1258
Instrument	2021076470

Lender

Name	UIF CORPORATION
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Oct 22, 2018
Property Address	3854 TALBOT ST, DETROIT, MI 48212-2809
Document Number	0546821172
Book / Page	054682 / 001172
Instrument Date	Sep 28, 2018
Instrument	302285
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGCY SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$817.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 TALBOT ST DETROIT MI 482122809, DETROIT, MI 48212-2809

Mortgage

Document Number	546821174
Date	Oct 22, 2018
Book Page	054682/001174
Instrument	302286

Lender

Name	UIF CORP
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3854 Talbot St was $751 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Detroit City
Unified School District	Detroit Public Schools Community District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,200 (+24.16%)	$88,400 (+24.16%)
2025	$751.00 Homeowner's exemption	$35,600	$71,200
2023	$805.00 Homeowner's exemption	$18,300	$36,600
2020	$762.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3854 Talbot St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3854 Talbot St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DETROIT serves 633,218 people · EPA ID MI0001800
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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