3854 Sable Ridge Dr, Bellbrook, OH 45305 Property Records

Greene County property record for 3854 Sable Ridge Dr, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,127 sqft · built 2016
Lot Size	0.432 acres (18,844 sqft)
Owner	Individual Name on File
Last Sale	$61,500 (Jun 2016)
Tax Bill	$9,024 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`L35-0001-0014.0-0037.00`

Property Details

APN / Parcel Number

Primary APN	`L35-0001-0014.0-0037.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,127 sqft Living Area
1st Floor Area	2,127 sqft
Basement Area	532 sqft
Finished Basement	532 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	18,844 sqft (0.432 acres)
Lot Width	89 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3854 SABLE RIDGE DR
City	BELLBROOK
State	OH
Zip	45305-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SABLE RIDGE SECTION ONE LOT 32 0.4326 AC SABLE RIDGE DR
Legal Subdivision	SABLE RIDGE
Legal Lot Number	32
Jurisdiction	GREENE OH
Township / Civil Division	BELLBROOK
Census Block Group	2
Census Block	2007
Census Tract	220201

Owner

3854 Sable Ridge Dr is owned and occupied by an individual who bought it in June 2016.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3854 SABLE RIDGE DR, BELLBROOK, OH 45305-8725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Line of Credit OLD FORT BKNG
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit OLD FORT BKNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	Jun 3, 2016 · Amount on File
Deed Document Number	201610255
Deed Book / Page	3722 / 748
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3854 SABLE RIDGE DR, BELLBROOK, OH 45305-8725
Document Number	0000005632
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3854 SABLE RIDGE DR BELLBROOK OH 453058725, BELLBROOK, OH 45305-8725

Mortgage

Document Number	0000005632
Date	Apr 1, 2020
Instrument	5632

Lender

Name	OLD FORT BKNG
Type	Funding / Finance Company
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 31, 2040

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3854 SABLE RIDGE DR, BELLBROOK, OH 45305-8725
Document Number	0000000814
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 SABLE RIDGE DR BELLBROOK OH 453058725, BELLBROOK, OH 45305-8725

Mortgage

Document Number	0000000814
Date	Jan 17, 2017
Instrument	814

Lender

Name	OLD FORT BKNG
Type	Funding / Finance Company
Address	TIFFIN, OH 44883

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3854 Sable Ridge Dr was $9,024, up 3.5% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellbrook City
County	Greene County
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,024.00 (+3.47%)	$155,240 (-) Land $31,740 Building $123,500
2024	$8,721.00 (-0.27%)	$155,240 (-) Land $31,740 Building $123,500
2023	$8,745.00 (+1.25%)	$155,240 (+25.03%) Land $31,740 Building $123,500	$443,540 Land $90,680 Building $352,860
2022	$8,637.00	$124,160 Land $31,740 Building $92,420
2020			$354,730 Land $90,680 Building $264,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3854 Sable Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3854 Sable Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLBROOK WATER WORKS private · serves 9,475 people · EPA ID OH2901112
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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