3854 S FM 707, Abilene, TX 79606 Property Records

Taylor County property record for 3854 S FM 707, Abilene, TX 79606

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 972 sqft · built 2025
Lot Size	17.4 acres (757,944 sqft)
Owner	2 Individual Names on File
Last Sale	$112,784 (Jul 2024)
Tax Bill	$18 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A0089004200`

Property Details

APN / Parcel Number

Primary APN	`A0089004200`
Alternative APN	`22445`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	757,944 sqft
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3854 S FM 707
City	ABILENE
State	TX
Zip	79606-4500
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0089 SUR 130 WILLIAM B HARDIN, TRACT SE/4, ACRES 17.4
Legal Subdivision	WILLIAM B HARDIN
Legal Tract	SE/4
Legal Lot Number	SE/4
Jurisdiction	TAYLOR TX
Township / Civil Division	MERKEL
Census Block Group	2
Census Block	2152
Census Tract	13602

Owner

3854 S FM 707, a rural home, is owned and occupied by two individuals who bought it in July 2024.

Source: Taylor County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2334 VICKI DR, ABILENE, TX 79606-1221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL NW BANK
Jul 30, 2024	Deed of Trust, Mortgage · Commercial Mortgage COLEMAN COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on File
Deed Sale	Jul 30, 2024 · Amount on File
Prior Sale	Feb 13, 2009 · Amount on File
Deed Document Number	202412862
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Recording Date	Jun 2, 2026
Property Address	3854 S FM 707, ABILENE, TX 79606-4500
Document Number	0000011183
Instrument Date	Jun 1, 2026
Instrument	202611183
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2334 VICKI DR, ABILENE, TX 79606-1221

Mortgage

Document Number	0000011183,
Date	Jun 2, 2026
Instrument	202611183

Lender

Name	FIRST FINANCIAL NW BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 27, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAYLOR TX
Property Address	3854 S FM 707, ABILENE, TX 79606-4500
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012863
Date	Jul 30, 2024
Instrument	2024-00012863

Lender

Name	COLEMAN COUNTY STATE BANK
Type	Bank
Address	ABILENE, TX 79608

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 26, 2044

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 26, 2029
Change Frequency	Monthly
Min Rate At Change	8.5%
Max Rate At Change	16.5%
Index	SOFR Average 30-Day
Max Rate	16.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3854 S FM 707 was $18 with a homeowner's exemption.

Source: Taylor County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Taylor County
Unified School District	Wylie Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,255 (+13,061.95%) Land $11,555 Building $132,700	$281,969 (+91.61%) Land $149,269 Building $132,700
2025	$18.00	$1,096 (-88.58%) Land $1,096	$147,155 (+97.52%) Land $147,155
2024		$9,595 (-) Land $9,595	$74,501 (-) Land $74,501
2023	$137.00 (-10.46%)	$9,595	$74,501 Land $74,501
2022	$153.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3854 S FM 707 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3854 S FM 707 is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 57% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIEW CAPS WSC serves 2,928 people · EPA ID TX2210004
Water Source	Purchased surface water from CITY OF ABILENE
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, Verizon.

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