3854 S Austin St, Milwaukee, WI 53207 Property Records

Milwaukee County property record for 3854 S Austin St, Milwaukee, WI 53207

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,088 sqft · built 1912
Lot Size0.143 acres (6,240 sqft)
OwnerIndividual Name on File
Last Sale$222,600 (Sep 2022)
Tax Bill$4,968 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Feb 2021 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN548-0078-000

Property Details

APN / Parcel Number

Primary APN548-0078-000
Alternative APNs
  • 0054800780007
  • 005480078000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,088 sqft Living Area
1st Floor Area660 sqft
Upper Floors Area428 sqft
Basement Area660 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Lot Area6,240 sqft (0.143 acres)
Garage TypeDetached
Garage Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3854 S AUSTIN ST
CityMILWAUKEE
StateWI
Zip53207-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT2
Legal DescriptionBUNKER HILL SUBD IN SW 1/4 SEC 16-6-22 BLOCK 2 S 60 OF N 120 OF W 103.5 LOT 7
Legal Range22E
Legal Township06N
Legal Section16
Legal SubdivisionBUNKER HILL SUBD
Legal Block2
Legal Lot Number7
JurisdictionMILWAUKEE WI
Township / Civil DivisionMILWAUKEE
Census Block Group1
Census Block1027
Census Tract20600

Owner

3854 S Austin St is owned and occupied by an individual who bought it in September 2022.

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3854 S AUSTIN ST, MILWAUKEE, WI 53207-3913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Deed of Trust, Mortgage · Line of Credit
EDUCATORS CREDIT UNION
Feb 10, 2021Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL FCU
Jan 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
EDUCATORS CU
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Sep 2, 2022Warranty Deed, Transfer
Dec 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2022 · Amount on File
Deed SaleSep 2, 2022 · Amount on File
Prior SaleAug 15, 2013 · Amount on File
Deed Document Number202211280818
Prior Transfer DateDec 15, 2021
Prior Transfer Doc0011203468
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Recording DateAug 24, 2026
Property Address3854 S AUSTIN ST, MILWAUKEE, WI 53207-3913
Document Number0011630045
Instrument DateAug 13, 2026
Instrument202611630045
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3854 S AUSTIN ST, MILWAUKEE, WI 53207-3913

Mortgage

Document Number0011630045,
DateAug 24, 2026
Instrument202611630045
Lender
NameEDUCATORS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address3854 S AUSTIN ST, MILWAUKEE, WI 53207-3913
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011077865
DateFeb 10, 2021
Instrument11077865
Lender
NameTRUSTONE FINANCIAL FCU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address3854 S AUSTIN ST, MILWAUKEE, WI 53207-3913
Transaction TypeMortgage
Record UpdatedJun 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011313215
DateJan 20, 2023
Instrument11313215
Lender
NameEDUCATORS CU
TypeCredit Union
AddressJANESVILLE, WI 53545
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change4.25%
Max Rate At Change6.25%
Index12-Month MTA
Max Rate13.2%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILWAUKEE WI
Property Address3854 S AUSTIN ST, MILWAUKEE, WI 53207-3913
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010992652
DateJun 26, 2020
Instrument10992652
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2035

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILWAUKEE WI
Recording DateSep 2, 2022
Property Address3854 S AUSTIN ST, MILWAUKEE, WI 53207-3913
Document Number0011280818
Instrument DateAug 31, 2022
Instrument11280818
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

AmountAmount on Record
Tax$667.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3854 S AUSTIN ST, MILWAUKEE, WI 53207-3913

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMILWAUKEE WI
Recording DateDec 30, 2021
Property Address3854 S AUSTIN ST, MILWAUKEE, WI 53207-3913
Document Number0011203468
Instrument DateDec 15, 2021
Instrument11203468
Transaction TypeTransfer
Record UpdatedJun 18, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12225 W GARFIELD AVE, WAUWATOSA, WI 53226-2052

Mortgage

Document Number0011203302
DateDec 30, 2021
Instrument11203302
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3854 S Austin St was $4,968.

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyMilwaukee County
MunicipalityMilwaukee City
Unified School DistrictMilwaukee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,968.00$255,500 Land $62,300 Building $193,200
2023$227,000 (+20.17%)
2022$3,464.00$188,900 Land $24,600 Building $164,300$188,900 Land $24,600 Building $164,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3854 S Austin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3854 S Austin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILWAUKEE WATERWORKS
serves 626,000 people · EPA ID WI2410100
Water SourceSurface water
Last State InspectionFeb 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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