3854 Morgan Trl, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 3854 Morgan Trl, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.099 acres (4,320 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Mar 2020)
Tax Bill	$14,082 (2025)
Deeds & Mortgages	May 2008 Mortgage Aug 2009 Mortgage + 16 more
Flood Zone	Zone X (minimal risk)
APN	`17-08-14-206-008`

Property Details

APN / Parcel Number

Primary APN	`17-08-14-206-008`

Exterior

Lot Area	4,320 sqft (0.099 acres)

Location & Zoning

Street Address	3854 MORGAN TRL
City	BOURBONNAIS
State	IL
Zip	60914-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRIDLE WOOD MEADOWS LOT 8 14-31-11E
Legal Subdivision	BRIDLE WOOD MDWS
Legal Lot Number	8
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	1
Census Block	1005
Census Tract	10601

Owner

3854 Morgan Trl is owned and occupied by two individuals who bought it in March 2020.

Source: Kankakee County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2008	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF HERSCHER
Aug 12, 2009	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK OF HERSCHER
Apr 10, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage STATE BANK OF HERSCHER
Nov 9, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage STATE BANK OF HERSCHER
Dec 26, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage STATE BANK OF HERSCHER
Feb 2, 2009	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF HERSCHER
Sep 12, 2012	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF HERSCHER
Jun 28, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage PEOPLES BANK KANKAKEE COUNTY
Sep 12, 2005	Deed of Trust, Mortgage · Conventional Mortgage CENTRUE BANK
Feb 20, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage STATE BANK OF HERSCHER
Apr 26, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage STATE BANK OF HERSCHER
Apr 19, 2011	Deed of Trust, Mortgage · Stand-Alone First Mortgage STATE BANK OF HERSCHER
May 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF HERSCHER
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MUNICIPAL TRUST & SAVINGS BANK
Apr 13, 2017	Deed, Transfer · Conventional Mortgage PEOPLES BANK
Apr 13, 2017	Deed, Transfer
Nov 2, 2015	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK KANKAKEE COUNTY
Oct 21, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Prior Sale	Apr 13, 2017 · Amount on File
Deed Document Number	20202845
Record Updated	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200810141
Date	May 2, 2008
Instrument	200810141

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200917134
Date	Aug 12, 2009
Instrument	200917134

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200808146
Date	Apr 10, 2008
Instrument	200808146

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2038

Interest

Rate Type	Fixed Rate

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200628462
Date	Nov 9, 2006
Instrument	200628462

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200631752
Date	Dec 26, 2006
Instrument	200631752

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2036

Interest

Rate Type	Fixed Rate

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200902322
Date	Feb 2, 2009
Instrument	200902322

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201212306
Date	Sep 12, 2012
Instrument	201212306

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	KANKAKEE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201607285
Date	Jun 28, 2016
Instrument	201607285

Lender

Name	PEOPLES BANK KANKAKEE COUNTY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2045

Interest

Rate Type	Fixed Rate

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200519947
Date	Sep 12, 2005
Instrument	200519947

Lender

Name	CENTRUE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201302648
Date	Feb 20, 2013
Instrument	201302648

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.5%

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201005507
Date	Apr 26, 2010
Instrument	201005507

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201104986
Date	Apr 19, 2011
Instrument	201104986

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200909452
Date	May 1, 2009
Instrument	200909452

Lender

Name	STATE BANK OF HERSCHER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Mar 16, 2020
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Document Number	0202002845
Instrument Date	Mar 16, 2020
Instrument	202002845
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	STANDARD TITLE GRNTY COMPANY, STANDARD TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Investor	Possibly a Property Investor

Mortgage

Document Number	0202002846
Date	Mar 16, 2020
Instrument	202002846

Lender

Name	MUNICIPAL TRUST & SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	2.88%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	Apr 13, 2017
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Document Number	0201703965
Instrument Date	Apr 12, 2017
Instrument	201703965
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12627 W 4000N RD, BONFIELD, IL 60913-7388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717

Mortgage

Document Number	0201703966
Date	Apr 13, 2017
Instrument	201703966

Lender

Name	PEOPLES BANK
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	Apr 13, 2017
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Document Number	201703965
Instrument Date	Apr 12, 2017
Instrument	201703965
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12627 W 4000N RD, 12627, BONFIELD, IL 60913-7388

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Nov 2, 2015
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Document Number	0201513738
Instrument Date	Oct 28, 2015
Instrument	201513738
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	KANKAKEE COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Investor	Possibly a Property Investor

Mortgage

Document Number	0201513739
Date	Nov 2, 2015
Instrument	201513739

Lender

Name	PEOPLES BANK KANKAKEE COUNTY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Oct 21, 2013
Property Address	3854 MORGAN TRL, BOURBONNAIS, IL 60914-4717
Document Number	0201315201
Instrument Date	Oct 16, 2013
Instrument	201315201
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 68, HERSCHER, IL 60941-0068

Tax Assessment & Valuation

The 2025 property tax bill for 3854 Morgan Trl was $14,082 with a homeowner's exemption, up 9.9% from the year before.

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Bourbonnais Township
Elementary School District	Bourbonnais School District 53 (PK - 08)
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,082.00 (+9.95%)	$186,840 Land $26,448 Building $160,392	$560,520 Land $79,344 Building $481,176
2024	$12,808.00
2023		$156,536 Land $23,103 Building $133,433	$469,608 Land $69,309 Building $400,299
2022	$11,556.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3854 Morgan Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3854 Morgan Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Morgan Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures