3854 Knotty Pine St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3854 Knotty Pine St, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2024
Square Footage	2,160 sqft Living Area
Lot Size	3,049 sqft (0.07 acres)
Occupancy	Owner Occupied
Last Sale	$358,500 (2024)
Tax Bill	$6,779.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21-26-30-3644-0001-3710`
Alternative APN	`263021364400013710`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,160 sqft Living Area
Gross Area	2,712 sqft Gross Area
1st Floor	996 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional Style
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Porch Area	72 sqft Porch

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Street Address	3854 KNOTTY PINE ST
City	SAINT CLOUD
State	FL
Zip	34772-6306
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HAVENFIELD AT CROSS PRAIRIE PB 33 PGS 6-10 LOT 371
Legal Subdivision	HAVENFIELD AT CROSS PRAIRIE
Legal Lot Number	371
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1011
Census Tract	43209

Owner

Source: Osceola County records · APN 21-26-30-3644-0001-3710

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3854 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6306
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Deed Doc Number	202439452
Deed Book / Page	6572 / 1310
Record Refreshed	Sep 20, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 28, 2024
Property Address	3854 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6306
Document Number	0065721310
Book / Page	6572 / 1310
Map Reference	MB 33 PGS 6
Instrument Date	Feb 29, 2024
Instrument	2024039452
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,509.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	283 CRANES ROOST BLVD STE 250, 250, ALTAMONTE SPRINGS, FL 32701-3546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6306

Mortgage

Document Number	0065721312
Date	Mar 28, 2024
Instrument	6572/1312

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,779.00	$313,700 Land $45,000 Building $268,700	$313,700 Land $45,000 Building $268,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 168 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.