3854 Kirsten St, Eugene, OR 97404 Property Records

Lane County property record for 3854 Kirsten St, Eugene, OR 97404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 885 sqft · built 1965
Lot Size	0.181 acres (7,897 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Apr 2010)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-04-01-32-00517-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-01-32-00517-000`
Alternative APNs	`1704013200517` `0335891`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	885 sqft Living Area
Gross Area	1,171 sqft
1st Floor Area	885 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1981
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,897 sqft (0.181 acres)
Lot Dimensions	84 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	286 sqft
Driveway	Driveway
Driveway Area	986 sqft
Parking Spaces	1 Parking Space
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0335891
Street Address	3854 KIRSTEN ST
City	EUGENE
State	OR
Zip	97404-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TL 00517
Legal Range	04
Legal Township	17
Legal Section	01
Legal Subdivision	FIRST ADDITION TO KENTWOOD PARK
Legal Block	2
Legal Lot Number	517
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2029
Census Tract	2302

Owner

3854 Kirsten St is owned and occupied by an individual who bought it in April 2010.

Source: Lane County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3854 KIRSTEN ST, EUGENE, OR 97404-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 11, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2010 · Amount on File
Deed Sale	Apr 30, 2010 · Amount on File
Prior Sale	Apr 29, 2002 · Amount on File
Deed Document Number	201020415
Prior Transfer Date	Feb 5, 2003
Prior Transfer Doc	0000010671
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Jul 8, 2026
Property Address	3854 KIRSTEN ST, EUGENE, OR 97404-1417
Document Number	0000022532
Instrument Date	Jun 27, 2026
Instrument	202622532
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 KIRSTEN ST, EUGENE, OR 97404-1417

Mortgage

Document Number	0000022532,
Date	Jul 8, 2026
Instrument	202622532

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2056

Interest

Rate	6.53%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3854 KIRSTEN ST, EUGENE, OR 97404-1417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030189
Date	Jul 19, 2019
Instrument	2019-030189

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	3854 KIRSTEN ST, EUGENE, OR 97404-1417
Document Number	0000058123
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 KIRSTEN ST EUGENE OR 974041417, EUGENE, OR 97404-1417

Mortgage

Document Number	0000058123
Date	Dec 19, 2018
Instrument	58123

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3854 Kirsten St was $2,252.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00	$175,971	$336,428 Land $119,964 Building $216,464
2023	$2,191.00 (+4.09%)	$165,870 (+3%)	$330,133 (+10.8%) Land $96,757 Building $233,376
2022	$2,105.00	$161,039	$297,941 Land $98,686 Building $199,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3854 Kirsten St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Nov 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3854 Kirsten St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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