3854 Jeff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 3854 Jeff Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1984
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Mar 2023 Transfer Aug 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`495958A020`

Property Details

APN / Parcel Number

Primary APN	`495958A020`
Alternative APN	`3-0037-5621-00-0029.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,522 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,032 sqft
Basement Area	528 sqft
Finished Basement	490 sqft
Unfinished Basement	38 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	495958A020
Street Address	3854 JEFF DR
City	SAINT CHARLES
State	MO
Zip	63304-7050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	LEXINGTON SQ #6 RESUB LOT 29
Legal Subdivision	LEXINGTON SQ #6 RESUB LAGOON
Legal Lot Number	29
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2016
Census Tract	311149

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, BCHH
Aug 31, 2022	Special Warranty Deed, Transfer BCHH INC
Mar 26, 2019	Quit Claim Deed, Transfer BCHH INC
Mar 26, 2019	Correction Deed BCHH INC
Jan 8, 2019	Trustee's Deed, Transfer · Line of Credit AMERICAN MONEY MGMT CORP
Jun 27, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022
Deed Sale	Aug 31, 2022
Prior Sale	Jun 27, 2018
Deed Document Number	202248355
Prior Transfer Date	Mar 20, 2019
Prior Transfer Doc	0000133630
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 14, 2023
Property Address	3854 JEFF DR, SAINT CHARLES, MO 63304-7050
Document Number	0000009409
Map Reference	MB 22 PG 175
Instrument Date	Mar 8, 2023
Instrument	2023R-009409
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	NOT AVAILABLE, BCHH

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 PLAZA ON THE LK # LK200, LK200, ROLLINGWOOD, TX 78746-1070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 31, 2022
Property Address	3854 JEFF DR, SAINT CHARLES, MO 63304-7050
Document Number	0000048355
Map Reference	MB 22 PG 175
Instrument Date	Aug 24, 2022
Instrument	2022R-048355
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	BCHH INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 PLAZA ON THE LK STE 200, 200, ROLLINGWOOD, TX 78746-1053
Investor	Possibly a Property Investor

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 26, 2019
Property Address	3854 JEFF DR, SAINT CHARLES, MO 63304-7050
Document Number	0070510224
Book / Page	007051 / 000224
Instrument Date	Mar 20, 2019
Instrument	133630
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	BCHH INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 26, 2019
Property Address	3854 JEFF DR, SAINT CHARLES, MO 63304-7050
Document Number	0070502256
Book / Page	007050 / 002256
Instrument Date	Mar 20, 2019
Instrument	132750
Record Updated	Apr 8, 2019
Title Company	BCHH INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	150 GREENWICH ST NEW YORK NY 100072366, NEW YORK, NY 10007-2366

January 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 8, 2019
Property Address	3854 JEFF DR, SAINT CHARLES, MO 63304-7050
Document Number	0070230455
Book / Page	007023 / 000455
Instrument Date	Dec 7, 2018
Instrument	9670
Transaction Type	Transfer
Record Updated	Jan 30, 2019
Title Company	BCHH INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Mortgage

Document Number	70230468
Date	Jan 8, 2019
Book Page	007023/000468
Instrument	9700

Lender

Name	AMERICAN MONEY MGMT CORP
Address	301 E 4TH ST # 27TH, CINCINNATI, OH 45202-4245

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 27, 2018
Property Address	3854 JEFF DR, SAINT CHARLES, MO 63304-7050
Document Number	0069400628
Book / Page	006940 / 000628
Instrument Date	Jun 12, 2018
Instrument	359820
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 WORLD TRADE CTR 51ST #GREE NEW YORK NY 10007, NEW YORK, NY 10007

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,184 (-)	$195,707 (-) Land $55,000 Building $140,707
2025	$2,218.00	$37,184 (-3.23%)	$195,707 (-3.23%) Land $55,000 Building $140,707
2023		$38,426
2022			$202,244 Land $55,000 Building $147,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1979–2020)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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