Kane County property record for 3854 Eagle Rdg Dr, Elgin, IL 60124 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 5,227 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $314,000 (2019) |
| Tax Bill | $9,376.00 (2025) |
| Primary APN | 05-25-379-030 |
|---|
| Lot Area | 5,227 sqft (0.12 acres) |
|---|
| Street Address | 3854 EAGLE RIDGE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-9000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BOWES CREEK COUNTRY CLUB PHASE III LT 370 |
| Legal Subdivision | BOWES CREEK COUNTRY CLUB |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 370 |
| Jurisdiction | KANE IL |
| Minor Civil Division | PLATO |
| Census Blockgroup | 1 |
| Census Block | 1095 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-25-379-030
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3854 EAGLE RIDGE DR, ELGIN, IL 60124-9000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 22, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jan 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage TBI MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2019 · Amount on Record |
| Deed Sale | Jan 15, 2019 · Amount on Record |
| Deed Doc Number | 20192059 |
| Last Transfer Date | Oct 18, 2024 |
| Transfer Doc | 0000038258 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3854 EAGLE RIDGE DR, ELGIN, IL 60124-9000 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Title Company | N TITLE COMPANY, SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000018829 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021K018829 |
| Name | THE HOME LOAN EXPERT LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3854 EAGLE RIDGE DR, ELGIN, IL 60124-9000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000002784 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2020K002784 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3854 EAGLE RIDGE DR, ELGIN, IL 60124-9000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015432 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 2019K015432 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.13% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 15, 2019 |
| Property Address | 3854 EAGLE RIDGE DR, ELGIN, IL 60124-9000 |
| Document Number | 0000002059 |
| Map Reference | DOC 2013K035457 |
| Instrument Date | Dec 07, 2018 |
| Instrument | 2019K002059 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $314.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1820 WALLACE AVE STE 112, 112, SAINT CHARLES, IL 60174-3413 |
| Document Number | 0000002060 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 2019K002060 |
| Name | TBI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,376.00 (-0.5%) | $137,175 (+7.79%) Land $32,769 Building $104,406 | $411,690 (+7.79%) Land $98,346 Building $313,343 |
| 2024 | $127,262 (+8.71%) Land $30,401 Building $96,861 | $381,939 (+8.76%) Land $91,239 Building $290,699 | |
| 2022 | $9,423.00 (+5.1%) Homeowner's exemption | $117,062 (+7.54%) Land $24,917 Building $92,145 | $351,186 (+7.54%) Land $74,751 Building $276,435 |
| 2021 | $8,966.00 Homeowner's exemption | $108,853 Land $24,072 Building $84,781 | $326,559 Land $72,216 Building $254,343 |
3854 Eagle Rdg Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 14th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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