3854 E Florence Dr, Meridian, ID 83642 Property Records

Ada County property record for 3854 E Florence Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,514 sqft · built 1999
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,700 (Feb 2021)
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2024 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R1618810130`

Property Details

APN / Parcel Number

Primary APN	`R1618810130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,514 sqft Living Area
Gross Area	2,665 sqft
1st Floor Area	865 sqft
Upper Floors Area	647 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
Garage Type	Attached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	140 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3854 E FLORENCE DR
City	MERIDIAN
State	ID
Zip	83642-6056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 04 BLK 13 CROSSROADS SUB #6
Legal Range	01E
Legal Township	03N
Legal Section	09
Legal Subdivision	CROSSROADS SUB NO 06
Legal Block	13
Legal Lot Number	04
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2004
Census Tract	10370

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FEDERAL CREDIT UNION
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Feb 25, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Feb 3, 2021	Intrafamily Transfer, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 22, 2017	Intrafamily Transfer, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 14, 2017	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on Record
Deed Sale	Feb 3, 2021 · Amount on Record
Prior Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	202118542
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	0000018542
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Apr 15, 2026
Property Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Document Number	0000026299
Instrument Date	Apr 11, 2026
Instrument	202626299
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026299,
Date	Apr 15, 2026
Instrument	202626299

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003250
Date	Jan 22, 2024
Instrument	2024-003250

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020692
Date	Apr 11, 2023
Instrument	2023-020692

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014962
Date	Feb 25, 2019
Instrument	2019-014962

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044248
Date	Apr 16, 2020
Instrument	2020-044248

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059391
Date	Jun 28, 2022
Instrument	2022-059391

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Feb 3, 2021
Property Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Document Number	0000018542
Map Reference	MB 76 PG 7941&7942
Instrument Date	Jan 29, 2021
Instrument	2021-018542
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056

Mortgage

Document Number	0000018543
Date	Feb 3, 2021
Instrument	2021-018543

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Sep 22, 2017
Property Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Document Number	0000089660
Map Reference	MB76 PG7941&7942
Instrument Date	Sep 14, 2017
Instrument	2017-089660
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLE SOURCE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056

Mortgage

Document Number	0000089661
Date	Sep 22, 2017
Instrument	2017-089661

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3854 E FLORENCE DR, MERIDIAN, ID 83642-6056
Document Number	0000005964
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 E FLORENCE DR MERIDIAN ID 836426056, MERIDIAN, ID 83642-6056

Mortgage

Document Number	0000005964
Date	Jan 20, 2017
Instrument	5964

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	CHUBBUCK, ID 83202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,900 (-1.97%)	$402,900 (-1.97%)
2025	$1,288.00 (+0.39%) Homeowner's exemption	$411,000 (+13.5%)	$411,000 (+13.5%)
2024	$1,283.00 (-24.62%)
2023		$362,100 Land $154,000 Building $208,100	$362,100 Land $154,000 Building $208,100
2022	$1,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Anthem Broadband, T-Mobile.

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