3854 E Andrews Ave, Fresno, CA 93726 Property Records

Fresno County property record for 3854 E Andrews Ave, Fresno, CA 93726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1954
Lot Size	0.157 acres (6,820 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jul 2018)
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`437-303-06`

Property Details

APN / Parcel Number

Primary APN	`437-303-06`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,820 sqft (0.157 acres)
Lot Dimensions	110 ft deep x 62 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3854 E ANDREWS AVE
City	FRESNO
State	CA
Zip	93726-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 25 TRACT NO 1396 CEDAR KNOLLS
Legal Subdivision	CEDAR KNOLLS 1396
Legal Tract	1396
Legal Lot Number	25
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2017
Census Tract	5203

Owner

3854 E Andrews Ave is owned and occupied by two individuals who bought it in July 2018.

Source: Fresno County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3854 E ANDREWS AVE, FRESNO, CA 93726-7001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Intrafamily Transfer, Transfer
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 24, 2018	Grant Deed, Transfer · FHA Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Apr 19, 1996 · Amount on File
Deed Document Number	201888146
Prior Transfer Date	Dec 4, 1995
Prior Transfer Doc	0000157555
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Oct 7, 2025
Property Address	3854 E ANDREWS AVE, FRESNO, CA 93726-7001
Document Number	0000097118
Map Reference	MB 17 PG 18
Instrument Date	Oct 3, 2025
Instrument	2025-0097118
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3854 E ANDREWS AVE, FRESNO, CA 93726-7001

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	3854 E ANDREWS AVE, FRESNO, CA 93726-7001
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 E ANDREWS AVE, FRESNO, CA 93726-7001

Mortgage

Document Number	0000157731
Date	Sep 28, 2021
Instrument	2021-0157731

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jul 24, 2018
Property Address	3854 E ANDREWS AVE, FRESNO, CA 93726-7001
Document Number	0000088146
Map Reference	MB 17 PG 18
Instrument Date	Jun 19, 2018
Instrument	2018-0088146
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3854 E ANDREWS AVE, FRESNO, CA 93726-7001

Mortgage

Document Number	0000088147
Date	Jul 24, 2018
Instrument	2018-0088147

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000088148
Date	Jul 24, 2018
Instrument	2018-0088148

Lender

Name	GOLDEN STATE FINANCE AUTHORIITY
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3854 E Andrews Ave was $2,666, up 4% from the year before.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$279,590 (+31.92%) Land $70,599 Building $208,991
2025	$2,666.00 (+4.02%) Homeowner's exemption	$211,944 Land $50,196 Building $161,748
2024	$2,563.00 (+1.99%)
2023	$2,513.00 (+1.45%) Homeowner's exemption	$203,716 Land $48,248 Building $155,468
2022	$2,477.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3854 E Andrews Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3854 E Andrews Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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