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3854 Co Rd 656, Webster, FL 33597 Property Records

Sumter County property record for 3854 Co Rd 656, Webster, FL 33597

Property Summary

Property TypeMobile Home
Details1,680 sqft · built 1989
Lot Size5.4 acres (235,529 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Dec 2022)
Tax Bill$724 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2022 Sale & Mortgage
Flood ZoneZone A (high risk)
APNR12-005

Property Details

APN / Parcel Number

Primary APNR12-005
Alternative APN
  • 122221R12005

Interior

Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft
Utility Area600 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleMobile Home
Exterior MaterialWood
Construction TypeSteel Frame
Lot Area235,529 sqft (5.4 acres)
PorchOpen Porch

Location & Zoning

Street Address3854 CR 656
CityWEBSTER
StateFL
Zip33597-7381
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBEG 354.15 FT N & 15 FT W OF SE COR OF SW 1/4 OF SW 1/4 RUN W 724.08 FT N 309.77 FT E 723.69 FT S 309.56 FT TO POB
Legal Range21E
Legal Township22S
Legal Section12
JurisdictionSUMTER FL
Township / Civil DivisionBUSHNELL-CENTER HILL
Census Block Group1
Census Block1001
Census Tract910601

Owner

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3854 CR 656, WEBSTER, FL 33597-7381
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
SAN ANTONIO CITIZENS FEDERAL CREDIT UNION
Dec 9, 2022Warranty Deed, Transfer · Balloon Mortgage
NEVORASKI LIVING TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2022 · Amount on Record
Deed SaleDec 9, 2022 · Amount on Record
Deed Document Number202256993
Deed Book / Page4386 / 120
Last Transfer DateFeb 25, 2025
Transfer Doc0048130166
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Recording DateJul 30, 2026
Property Address3854 CR 656, WEBSTER, FL 33597-7381
Document Number0000038668
Book / Page5188 / 681
Instrument DateJul 13, 2026
Instrument202638668
Transaction TypeMortgage
Record UpdatedAug 25, 2026
Title CompanyLARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TITLE SERVIC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3854 CR 656, WEBSTER, FL 33597-7381

Mortgage

Document Number0000038668,
DateJul 30, 2026
Book Page5188/681
Instrument202638668
Lender
NameSAN ANTONIO CITIZENS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateDec 9, 2022
Property Address3854 CR 656, WEBSTER, FL 33597-7381
Document Number0043860120
Book / Page4386 / 120
Instrument DateDec 6, 2022
Instrument202260056993
Transaction TypeTransfer
Record UpdatedFeb 13, 2023
Title CompanyAMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6309 DARTMOUTH WAY, VIRGINIA BEACH, VA 23464-4607

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3854 COUNTY ROAD 656, WEBSTER, FL 33597-7381

Mortgage

Document Number0004386122
DateDec 9, 2022
Instrument4386/122
Lender
NameNEVORASKI LIVING TRUST
TypePrivate Party
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term1 Months
DueJan 6, 2023

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$724.00 (+3.58%)$78,110 (+5.98%)$122,460 (+58.05%) Land $81,110 Building $41,350
2024$699.00 (+55.33%)
2023$450.00 (+0.45%) Additional exemption filed$73,700 (+12.98%)$77,480 (-) Land $36,130 Building $41,350
2022$448.00 Homeowner's exemption Widower's exemption$65,230$77,480 Land $36,130 Building $41,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims23 (1995–2024)
Claims Outside the SFHA4 of 23
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Frances, Sep 2004 · 7 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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