3854 Cedar Point Rd, Howell, MI 48843 Property Records

Livingston County property record for 3854 Cedar Point Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,424 sqft · built 1973
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (May 2023)
Tax Bill	$4,126 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-28-301-032`

Property Details

APN / Parcel Number

Primary APN	`10-28-301-032`
Alternative APN	`471028301032`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	70 ft deep x 175 ft wide
View / Lot	Waterfront
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3854 CEDAR POINT RD
City	HOWELL
State	MI
Zip	48843-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ERS-1
Legal Description	SEC 28 T2N, R4E SUPERVISOR'S PLAT OF CEDAR POINT ANNEX THE W 1/2 OF THE W 1/2 OF LOT 15 AND ALL OF LOT 16 SPLIT ON 01/19/2005
Legal Range	04E
Legal Township	02N
Legal Section	28
Legal Subdivision	CEDAR POINT
Legal Tract	730600
Legal Lot Number	15-16
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	1
Census Block	1001
Census Tract	730600

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3854 CEDAR POINT RD, HOWELL, MI 48843-8942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 19, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on Record
Deed Sale	May 19, 2023 · Amount on Record
Deed Document Number	20239192
Prior Transfer Date	Apr 9, 2020
Prior Transfer Doc	0000012655
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3854 CEDAR POINT RD, HOWELL, MI 48843-8942
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 CEDAR POINT RD, HOWELL, MI 48843-8942

Mortgage

Document Number	0000002140
Date	Feb 12, 2024
Instrument	2024R-002140

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 19, 2023
Property Address	3854 CEDAR POINT RD, HOWELL, MI 48843-8942
Document Number	0000009192
Map Reference	LB 12 PG 2
Instrument Date	May 17, 2023
Instrument	2023R-009192
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 CEDAR POINT RD, HOWELL, MI 48843-8942

Mortgage

Document Number	0000009193
Date	May 19, 2023
Instrument	2023R-009193

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,300 (-0.49%)	$366,600 (-0.49%)
2025	$4,126.00 (+147.81%)
2023		$184,200
2021	$1,665.00		$368,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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