St. Louis City property record for 3854 Bowen St, Saint Louis, MO 63116
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,542 sqft · built 1929 |
| Lot Size | 0.111 acres (4,842 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $266,000 (Nov 2022) |
| Tax Bill | $3,862 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit Nov 2022 Sale & Mortgage + 1 more |
| APN | 5920-9-050.000 |
| Primary APN | 5920-9-050.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,542 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 4,842 sqft (0.111 acres) |
| Cooling System | Window A/C |
|---|---|
| Heating System | Central |
| Street Address | 3854 BOWEN ST |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63116-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | C. B. 5920 BOWEN ST 35 FT X 140 FT HOLLY HILLS ADDN BLOCK 5 LOT 22 |
| Legal Subdivision | HOLLY HILLS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Jurisdiction | ST LOUIS CITY MO |
| Township / Civil Division | ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 101300 |
Source: St. Louis City records · APN 5920-9-050.000
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3854 BOWEN ST, SAINT LOUIS, MO 63116-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 14, 2024 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Nov 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS CU |
| May 18, 2022 | Beneficiary Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | Apr 22, 2015 · Amount on Record |
| Deed Document Number | 202231 |
| Deed Book / Page | 111420 / 31 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Property Address | 3854 BOWEN ST, SAINT LOUIS, MO 63116-3124 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3856 BOWEN ST, SAINT LOUIS, MO 63116-3124 |
| Document Number | 0000000001 |
|---|---|
| Date | Aug 14, 2024 |
| Instrument | 8142024-0001 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Recording Date | Nov 14, 2022 |
| Property Address | 3854 BOWEN ST, SAINT LOUIS, MO 63116-3124 |
| Document Number | 0000000031 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 11142022-0031 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | USTC, UST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7367 LA VETA AVE, RICHMOND HEIGHTS, MO 63117-2445 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3854 BOWEN ST, SAINT LOUIS, MO 63116-3124 |
| Document Number | 0000000032 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 11142022-0032 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS CITY MO |
| Recording Date | May 18, 2022 |
| Property Address | 3854 BOWEN ST, SAINT LOUIS, MO 63116-3124 |
| Document Number | 0000000011 |
| Instrument Date | May 17, 2022 |
| Instrument | 05182022-0011 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4048 FLORA PL, SAINT LOUIS, MO 63110-3604 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4048 FLORA PL, SAINT LOUIS, MO 63110-3604 |
Source: St. Louis City records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | St. Louis City |
| Unified School District | St. Louis City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,060 (-) Land $3,590 Building $40,470 | ||
| 2025 | $3,862.00 (+15.59%) | $44,060 (+13.62%) Land $3,590 Building $40,470 | $231,888 (+13.61%) Land $18,900 Building $212,988 |
| 2023 | $3,341.00 (+6.95%) | $38,780 (+11.66%) Land $3,590 Building $35,190 | $204,106 (+11.66%) Land $18,895 Building $185,211 |
| 2022 | $3,124.00 | $34,730 Land $3,590 Building $31,140 | |
| 2021 | $182,789 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Holly Hills Historic District listed 2016 · 808 contributing resources · NRIS 16000102 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 465 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST LOUIS CITY PWS serves 304,709 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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