3854 Bluff St, Torrance, CA 90505 Property Records

Los Angeles County property record for 3854 Bluff St, Torrance, CA 90505

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,648 sqft · built 1962
Lot Size0.139 acres (6,070 sqft)
Owner2 Individual Names on File
Last Sale$765,000 (Jun 2004)
Tax Bill$12,435 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN7534-030-033

Property Details

APN / Parcel Number

Primary APN7534-030-033

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,648 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area6,070 sqft (0.139 acres)
Lot Dimensions120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address3854 BLUFF ST
CityTORRANCE
StateCA
Zip90505-6360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTORR-LO
Legal DescriptionWALTERIA VAC ST ADJ ON NE AND NE 105 FT OF LOT 23 BLK 15
Legal SubdivisionWALTERIA
Legal Block15
Legal Lot Number23
JurisdictionLOS ANGELES CA
Township / Civil DivisionTORRANCE
Census Block Group2
Census Block2004
Census Tract651302

Owner

3854 Bluff St is owned and occupied by two individuals who bought it in June 2004.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3854 BLUFF ST, TORRANCE, CA 90505-6360
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2004 · Amount on File
Deed SaleJun 4, 2004 · Amount on File
Deed Document Number20041437238
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ANGELES CA
Property Address3854 BLUFF ST, TORRANCE, CA 90505-6360
Document Number0000458745
Instrument DateApr 13, 2020
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3854 BLUFF ST TORRANCE CA 905056360, TORRANCE, CA 90505-6360

Mortgage

Document Number0000458745
DateApr 27, 2020
Instrument458745
Lender
NameKINECTA FCU
TypeCredit Union
AddressMANHATTAN BEACH, CA 90266
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3854 Bluff St was $12,435 with a homeowner's exemption.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLos Angeles County
MunicipalityTorrance City
Unified School DistrictTorrance Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,109,405 (+2%) Land $838,078 Building $271,327
2025$12,435.00 Homeowner's exemption$1,087,653 Land $821,646 Building $266,007
2023$11,965.00 (+1.36%) Homeowner's exemption$1,045,421 Land $789,742 Building $255,679
2022$11,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3854 Bluff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3854 Bluff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRANCE-CITY, WATER DEPT.
serves 106,183 people · EPA ID CA1910213
Water SourcePurchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

Nearby Properties on Bluff St

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