3854 Back Bluff Dr, Morganton, NC 28655 Property Records

Burke County property record for 3854 Back Bluff Dr, Morganton, NC 28655 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,950 sqft Living Area
Lot Size497,020 sqft (11.4 acres)
OccupancyOwner Occupied
Last Sale$64,000 (2020)
Tax Bill$3,334.00 (2025)

Owner

Source: Burke County records · APN 2722750415

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3854 BACK BLUFF DR, MORGANTON, NC 28655-0176
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2022Deed of Trust, Mortgage · Building or Construction Mortgage
CAROLINA FARM CREDIT ACA
Jan 24, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Deed Doc Number202017036488
Deed Book / Page2445 / 874
Last Transfer DateAug 08, 2025
Transfer Doc0028220656
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address3854 BACK BLUFF DR, MORGANTON, NC 28655
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026010468
DateFeb 01, 2022
Book Page2601/468
Instrument2021016953
Lender
NameCAROLINA FARM CREDIT ACA
TypeBank
AddressGREENSBORO, NC 27408
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueMar 01, 2053

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJan 24, 2020
Property Address3854 BACK BLUFF DR, MORGANTON, NC 28655
Document Number0024450874
Book / Page002445 / 000874
Instrument DateJan 24, 2020
Instrument36488
Transaction TypeTransfer
Record UpdatedJan 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$128.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1116 ALDERLEAF DR FUQUAY VARINA NC 275263600, FUQUAY VARINA, NC 27526-3600

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,334.00 (+39.79%)$495,070 (+36.1%) Land $75,794 Building $419,276$495,070 (+36.1%) Land $75,794 Building $419,276
2023$2,385.00$363,757 Land $75,794 Building $287,963$363,757 Land $75,794 Building $287,963

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 44% of the US · above 64% of North Carolina
Wildfire LikelihoodAbout 1 in 1,515 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN2722750415
Alternative APN
  • 55404

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,950 sqft Living Area
Basement Area450 sqft Basement
Finished Basement450 sqft Finished
Stories1 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRustic Style
Exterior MaterialLogs Exterior
Roof MaterialMetal Roof
Lot Area497,020 sqft (11.4 acres)
Total Buildings2 Total Buildings
Deck Area450 sqft Deck

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3854 BACK BLUFF DR
CityMORGANTON
StateNC
Zip28655-0176
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3854 BACK BLUFF DR MORGANTON, NC 28655
Legal SubdivisionHIGH PEAK MOUNTAIN SUBDIVISION
JurisdictionBURKE NC
Minor Civil DivisionMORGANTON
Census Blockgroup2
Census Block2040
Census Tract21201

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