Cass County property record for 3854 3rd St E, West Fargo, ND 58078 · Last verified April 2026
| Property Type | Other Improved |
|---|---|
| Details | 5 bd · 3.5 ba · 2,287 sqft · built 2011 |
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $505,000 (Aug 2018) |
| Tax Bill | $9,535 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-5151-00220-000 |
| Primary APN | 02-5151-00220-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,287 sqft Living Area |
| Basement Area | 2,058 sqft |
| Unfinished Basement | 2,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 11,064 sqft (0.254 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 941 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Street Address | 3854 3RD ST E |
|---|---|
| City | WEST FARGO |
| State | ND |
| Zip | 58078-8213 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT: 13 BLOCK: 2 ADDITION: RESERVE AT OSGOOD FIRST ADDITION ADDITIONAL: RESERVE AT OSGOOD 1ST LT 13 BLK 2 |
| Legal Subdivision | OSGOOD 1ST |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | CASS ND |
| Township / Civil Division | WEST FARGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40508 |
Source: Cass County records · APN 02-5151-00220-000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3854 3RD ST E, WEST FARGO, ND 58078-8213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit GATE CITY BANK |
| Nov 18, 2019 | Deed of Trust, Mortgage · ARM GATE CITY BANK |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Aug 07, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2018 · Amount on Record |
| Deed Sale | Aug 07, 2018 · Amount on Record |
| Prior Sale | Jun 20, 2014 · Amount on Record |
| Deed Document Number | 20181544127 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 3854 3RD ST E, WEST FARGO, ND 58078-8213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001593732 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 1593732 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 3854 3RD ST E, WEST FARGO, ND 58078-8213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | FM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001577207 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 1577207 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 3854 3RD ST E, WEST FARGO, ND 58078-8213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | FM TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001618968 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 1618968 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Aug 07, 2018 |
| Property Address | 3854 3RD ST E, WEST FARGO, ND 58078-8213 |
| Document Number | 0001544127 |
| Instrument Date | Aug 06, 2018 |
| Instrument | 1544127 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3854 3RD ST E, WEST FARGO, ND 58078-8213 |
| Document Number | 0001544128 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 1544128 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | West Fargo City |
| Unified School District | West Fargo Public School District 6 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,535.00 (-5.77%) | $350,700 (+0.06%) Land $42,500 Building $308,200 | $701,400 (+0.06%) Land $85,000 Building $616,400 |
| 2024 | $10,119.00 (-15.02%) | $350,500 (+7.58%) Land $42,500 Building $308,000 | $701,000 (+7.58%) Land $85,000 Building $616,000 |
| 2023 | $11,907.00 | $325,800 Land $42,500 Building $283,300 | $651,600 Land $85,000 Building $566,600 |
Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170405082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Midcontinent Communications | Cable | 2,000 / 1,000 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T, Cable One. Availability varies by address; speeds are provider-advertised maximums, not measured.
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