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3854 2nd Ave, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 3854 2nd Ave, Laurel Hill, FL 32567

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 880 sqft · built 1967
Lot Size1.03 acres (44,867 sqft)
OwnerIndividual Name on File
Last Sale$119,000 (Dec 2020)
Tax Bill$913 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-6526-4

Property Details

APN / Parcel Number

Primary APNC56-000-592-6526-4
Alternative APNs
  • 05-5N-22-2510-0008-0020
  • 22N505251000080020

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area880 sqft Living Area
Gross Area1,312 sqft
1st Floor Area880 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area44,867 sqft (1.03 acres)
Lot Width200 ft Width
PorchScreened/Unfinished Porch
Porch Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3854 2ND AVE
CityLAUREL HILL
StateFL
Zip32567-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAUREL HILL LOT 2 BLK 8 LESS W 23 FT
Legal Range22W
Legal Township05N
Legal Section05
Legal SubdivisionLAUREL HILL
Legal Block8
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionLAUREL HILL
Census Block Group1
Census Block1036
Census Tract20200

Owner

3854 2nd Ave is owned and occupied by an individual who bought it in December 2020.

Source: Okaloosa County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address3854 2ND AVE, LAUREL HILL, FL 32567-2000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2020 · Amount on File
Deed SaleDec 1, 2020 · Amount on File
Prior SaleMar 28, 2014 · Amount on File
Deed Document Number20203411247
Deed Book / Page3508 / 4783
Prior Transfer DateApr 28, 2006
Prior Transfer Doc0027043635
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 1, 2020
Property Address3854 2ND AVE, LAUREL HILL, FL 32567-2000
Document Number0035084783
Book / Page3508 / 4783
Map ReferenceMB 1 PG 3
Instrument DateNov 20, 2020
Instrument3411247
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$833.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3854 2ND AVE, 3854, LAUREL HILL, FL 32567-2000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3854 2ND AVE, LAUREL HILL, FL 32567-2000

Mortgage

Document Number0035084785
DateDec 1, 2020
Instrument3508/4785
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3854 2nd Ave was $913 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityLaurel Hill City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$913.00 Homeowner's exemption$111,590 Land $13,305 Building $98,285$111,590 Land $13,305 Building $98,285
2023$954.00 (-29.28%) Homeowner's exemption$113,681 (+4.24%) Land $11,304 Building $102,377$113,681 (+4.24%) Land $11,304 Building $102,377
2022$1,349.00 Homeowner's exemption$109,057 Land $10,564 Building $98,493$109,057 Land $10,564 Building $98,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3854 2nd Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1998–2009)
Claims Outside the SFHA6 of 6
Most Recent ClaimMar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3854 2nd Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAUREL HILL
serves 1,802 people · EPA ID FL1460416
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
Fidium Fiber
DSL · Fiber in parts of the area		50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd Ave

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