3853 Rubert Franks Dr, El Centro, CA 92243 Property Records

Imperial County property record for 3853 Rubert Franks Dr, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	2,376 sqft · built 2008
Lot Size	0.176 acres (7,681 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Oct 2008)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`054-671-023-000`

Property Details

APN / Parcel Number

Primary APN	`054-671-023-000`
Alternative APN	`054-671-023`

Interior

Stories	2 Stories
Building Area	2,376 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	7,681 sqft (0.176 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	054-671-023
Street Address	3853 RUBERT FRANKS DR
City	EL CENTRO
State	CA
Zip	92243-6715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 OF COUNTRYSIDE SOUTH SUBDIVISION FM 25-56 CITY OF EL CENTRO16-14
Legal Subdivision	COUNTRYSIDE SOUTH
Legal Block	1
Legal Lot Number	23
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1010
Census Tract	11803

Owner

Source: Imperial County records · APN 054-671-023-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Jan 06, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 28, 2017	Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HOME MORTGAGE INC
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2008 · Amount on Record
Deed Sale	Oct 28, 2008 · Amount on Record
Deed Document Number	200831210
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Apr 20, 2026
Property Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715
Document Number	0000005810
Instrument Date	Mar 27, 2026
Instrument	20265810
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715

Mortgage

Document Number	0000005810,
Date	Apr 20, 2026
Instrument	20265810

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	5.98%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715

Mortgage

Document Number	0000002248
Date	Feb 14, 2023
Instrument	2023002248

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jan 11, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 01, 2024
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	13.2%
Index	Prime Rate
Max Rate	13.2%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715

Mortgage

Document Number	0000020754
Date	Aug 11, 2021
Instrument	2021020754

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000184
Date	Jan 06, 2020
Instrument	2020000184

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026272
Date	Nov 28, 2017
Instrument	2017026272

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	3853 RUBERT FRANKS DR, EL CENTRO, CA 92243-6715
Document Number	0000000183
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3853 RUBERT FRANKS DR EL CENTRO CA 922436715, EL CENTRO, CA 92243-6715

Mortgage

Document Number	0000000183
Date	Jan 06, 2020
Instrument	183

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 05, 2050

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$381,014 (+2%) Land $60,278 Building $320,736
2025	$5,267.00 (+1.72%)	$373,545 (+4.04%) Land $59,097 Building $314,448
2024	$5,178.00 (+2.9%)
2023	$5,032.00 (+4.42%)	$359,042 Land $56,803 Building $302,239
2022	$4,819.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 270 locations within half a mile of this property.

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