3853 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 3853 Hwy 4, Jay, FL 32565

Property Summary

Property Type	Cemetery (Exempt)
Details	1 bd · 3 ba · 8,868 sqft · built 1976
Lot Size	0.688 acres (29,969 sqft)
Owner	Company Name on Record
Tax Bill	$3,089 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-5N-29-2590-00100-0140`

Property Details

APN / Parcel Number

Primary APN	`41-5N-29-2590-00100-0140`
Alternative APN	`N295412590001000140`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	8,868 sqft Gross Area
1st Floor Area	6,400 sqft
Flooring	Carpet

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	29,969 sqft (0.688 acres)
Lot Dimensions	150 ft deep x 200 ft wide
Canopy	2,468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3853 HIGHWAY 4
City	JAY
State	FL
Zip	32565-1754
Property Category	Public Works
Property Type	Public Works > Cemetery (Exempt)
Local Zoning Code	CC-A
Legal Description	MCCURDY LOTS 14 15 16 & 17 BLK 1 AS DES IN OR 4011 PG 1213 LESS OR 4044 PG 1783 (12' X 150' STRIP LYING ALONG SWLY LINE OF LOT 19 BLK 1 ADDED TO LOT 20 FOR 2021)
Legal Subdivision	MCCURDY
Legal Block	1
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1041
Census Tract	10200

Owner

Source: Santa Rosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3578 HIGHWAY 4, JAY, FL 32565-1720
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Dec 18, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 7, 2020	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020
Deed Sale	Oct 7, 2020
Deed Document Number	202051551
Deed Book / Page	4011 / 1213
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3853 HIGHWAY 4, JAY, FL 32565-1754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3578 HIGHWAY 4, JAY, FL 32565-1720

Mortgage

Document Number	0040131814
Date	Oct 13, 2020
Book Page	4013/1814
Instrument	202052748

Lender

Name	UNITED BANK
Type	Bank
Address	MILTON, FL 32570

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 18, 2020
Property Address	3853 HIGHWAY 4, JAY, FL 32565-1754
Document Number	0040441783
Book / Page	004044 / 001783
Instrument Date	Dec 17, 2020
Instrument	68611
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5257 SPRING ST JAY FL 325651177, JAY, FL 32565-1177

October 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 7, 2020
Property Address	3853 HIGHWAY 4, JAY, FL 32565-1754
Document Number	0040111213
Book / Page	004011 / 001213
Instrument Date	Sep 17, 2020
Instrument	51551
Transaction Type	Foreclosure
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3578 HIGHWAY 4 JAY FL 325651720, JAY, FL 32565-1720

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Jay Town
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,245 (+9.45%) Land $26,000 Building $171,245	$197,245 (+9.45%) Land $26,000 Building $171,245
2024	$3,089.00 (-2.95%) Additional exemption filed	$180,210 (-2.13%) Land $20,000 Building $160,210	$180,210 (-2.13%) Land $20,000 Building $160,210
2023	$3,183.00 (-0.44%) Additional exemption filed	$184,137 (+0.3%) Land $20,000 Building $164,137	$184,137 (+0.3%) Land $20,000 Building $164,137
2022	$3,197.00 Additional exemption filed	$183,594	$183,594 Land $20,000 Building $163,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY, TOWN OF - UTILITIES DEPT. serves 1,834 people · EPA ID FL1570384
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Dragonfly Internet, Mediacom Xtream.

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