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3853 Giorgio Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 3853 Giorgio Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,707 sqft · built 2025
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Aug 2025)
Tax Bill$972 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-15-688505-002970

Property Details

APN / Parcel Number

Primary APN26-29-15-688505-002970
Alternative APN
  • 152926688505002970

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,707 sqft Living Area
Gross Area2,107 sqft
1st Floor Area1,707 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,502 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchSlab

Location & Zoning

Street Address3853 GIORGIO DR
CityWINTER HAVEN
StateFL
Zip33884-3752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 6 AND PHASE 6D PB 203 PGS 7-17 LOT 297
Legal SubdivisionVILLAMAR PHASE 6 AND PHASE 6D
Legal Lot Number297
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4029
Census Tract14501

Owner

3853 Giorgio Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Polk County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address3853 GIORGIO DR, WINTER HAVEN, FL 33884-3752
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2025 · Amount on File
Deed SaleAug 4, 2025 · Amount on File
Prior SaleJun 6, 2024 · Amount on File
Deed Document Number2025181083
Deed Book / Page13649 / 424
Record UpdatedOct 29, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 4, 2025
Property Address3853 GIORGIO DR, WINTER HAVEN, FL 33884-3752
Document Number0000181083
Book / Page13649 / 424
Map ReferenceMB 203 PG 7-17
Instrument DateJul 31, 2025
Instrument2025181083
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address3853 GIORGIO DR, WINTER HAVEN, FL 33884-3752

Mortgage

Document Number0013649427
DateAug 4, 2025
Instrument13649/427
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3853 Giorgio Dr was $972, down 68.4% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,674 (+324.37%) Land $52,000 Building $168,674$220,674 (+324.37%) Land $52,000 Building $168,674
2025$972.00 (-68.37%)$52,000 Land $52,000$52,000 Land $52,000
2024$3,073.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3853 Giorgio Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3853 Giorgio Dr is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Verizon.

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