3853 Cornwallis Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 3853 Cornwallis Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,153 sqft · built 1996
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2022)
Tax Bill	$3,201 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-005-036.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-005-036.000-018`
Alternative APNs	`291306005036000034` `1713060005036000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	135 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713060005036000
Old Parcel Number	291306005036000034
Street Address	3853 CORNWALLIS LN
City	CARMEL
State	IN
Zip	46032-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .20, SECTION 6, TOWNSHIP 17, RANGE 3, VILLAGE AT WESTON PLACE, SECTION 2, LOT 70
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	VILLAGE/WESTON PLACE SEC 2
Legal Block	2
Legal Lot Number	70
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1021
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3853 CORNWALLIS LN, CARMEL, IN 46032-9347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 13, 2022	Warranty Deed, Transfer CENTURION LAND TITLE INC
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Oct 3, 2019
Deed Document Number	2022034769
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3853 CORNWALLIS LN, CARMEL, IN 46032-9347
Transaction Type	Mortgage
Record Updated	May 19, 2023
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049868
Date	Oct 12, 2022
Instrument	2022049868

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 13, 2022
Property Address	3853 CORNWALLIS LN, CARMEL, IN 46032-9347
Document Number	0000034769
Map Reference	DOC96-26949CAB1SL686
Instrument Date	Jun 30, 2022
Instrument	2022034769
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3853 CORNWALLIS LN, CARMEL, IN 46032-9347

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 3, 2019
Property Address	3853 CORNWALLIS LN, CARMEL, IN 46032-9347
Document Number	2019048404
Map Reference	DOC96-26949CAB1SL686
Instrument Date	Sep 30, 2019
Instrument	2019048404
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3853 CORNWALLIS LN, CARMEL, IN 46032-9347

Mortgage

Document Number	2019048405
Date	Oct 3, 2019
Instrument	2019048405

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$306,900 (+0.82%) Land $96,100 Building $210,800	$306,900 (+0.82%) Land $96,100 Building $210,800
2024	$3,201.00 (+21.57%)	$304,400 (+14.57%) Land $96,100 Building $208,300	$304,400 (+14.57%) Land $96,100 Building $208,300
2023	$2,633.00 (+3.38%)	$265,700 (+10.89%) Land $78,200 Building $187,500	$265,700 (+10.89%) Land $78,200 Building $187,500
2022	$2,547.00	$239,600 Land $78,200 Building $161,400	$239,600 Land $78,200 Building $161,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity, Xiber.

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