Lake County property record for 38528 Bell Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,794 sqft · built 1958 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,841 (2023) |
| Deeds & Mortgages | Dec 2023 Transfer Jan 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-049-A-00-006-0 |
| Primary APN | 27-B-049-A-00-006-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 2,514 sqft |
| 1st Floor Area | 1,060 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 480 sqft |
|---|---|
| Patio Area | 300 sqft |
| Balcony | Balcony |
| Balcony Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 225 |
|---|---|
| Street Address | 38528 BELL RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-80 |
| Legal Description | LOT 2 GORE TRACT |
| Legal Lot Number | 2 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201600 |
38528 Bell Rd is owned by an individual who acquired it in December 2023.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38525 BELL RD, WILLOUGHBY, OH 44094-7519 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2023 | Intrafamily Transfer, Transfer |
| Jan 12, 2022 | Certificate of Transfer, Transfer |
| Dec 3, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 |
| Deed Sale | Jan 12, 2022 |
| Prior Sale | Jan 12, 2022 |
| Deed Document Number | 0000001547 |
| Last Transfer Date | Dec 11, 2023 |
| Transfer Doc | 0000024750 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 11, 2023 |
| Property Address | 38528 BELL RD, WILLOUGHBY, OH 44094-7520 |
| Document Number | 0000024750 |
| Map Reference | VOL M PG 59 |
| Instrument Date | Dec 10, 2023 |
| Instrument | 2023R024750 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38525 BELL RD, WILLOUGHBY, OH 44094-7519 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 12, 2022 |
| Property Address | 38528 BELL RD, WILLOUGHBY, OH 44094-7520 |
| Document Number | 0000001547 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 2022R001547 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38540 BELL RD, WILLOUGHBY, OH 44094-7520 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 3, 2021 |
| Property Address | 38528 BELL RD, WILLOUGHBY, OH 44094-7520 |
| Document Number | 0000042533 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021R042533 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,841.00 (+53.99%) Homeowner's exemption | $61,700 (-) Land $22,740 Building $38,960 | |
| 2022 | $3,793.00 Homeowner's exemption | $61,700 Land $22,740 Building $38,960 | |
| 2021 | $176,270 Land $64,970 Building $111,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38528 Bell Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38528 Bell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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