3852 Wall St, Panama City, FL 32404 Property Records

Bay County property record for 3852 Wall St, Panama City, FL 32404

Property Summary

Property Type	Vacant Land
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$262,400 (Mar 2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Dec 2025 Sale + 1 more
APN	`11916-800-026`

Property Details

APN / Parcel Number

Primary APN	`11916-800-026`

Exterior

Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	3852 WALL ST
City	PANAMA CITY
State	FL
Zip	32404-3321
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	MAGNOLIA RIDGE PH 2 LOT 87 ORB 4948 P 1395
Legal Subdivision	MAGNOLIA RIDGE PHASE 2
Legal Lot Number	87
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3054
Census Tract	500

Owner

Source: Bay County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3852 WALL ST, PANAMA CITY, FL 32404-3321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC
Dec 15, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 3, 2025	Special Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Dec 15, 2025 · Amount on Record
Deed Document Number	202615489
Deed Book / Page	5012 / 1968
Record Updated	Jun 8, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 16, 2026
Property Address	3852 WALL ST, PANAMA CITY, FL 32404-3321
Document Number	0050121968
Book / Page	5012 / 1968
Map Reference	MB 33 PG 18
Instrument Date	Mar 11, 2026
Instrument	2026015489
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 25, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,836.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 W CEDAR ST # ST101, ST101, PENSACOLA, FL 32502-5975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3852 WALL ST, PANAMA CITY, FL 32404-3321

Mortgage

Document Number	0050121972
Date	Mar 16, 2026
Book Page	5012/1972
Instrument	2026015490

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33126

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 15, 2025
Property Address	3852 WALL ST, PANAMA CITY, FL 32404-3321
Document Number	0049831951
Book / Page	4983 / 1951
Map Reference	MB 31 PG 82-85
Instrument Date	Dec 12, 2025
Instrument	2025073136
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,554.20
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 BRICKELL AVE STE 1400, 1400, MIAMI, FL 33131-3068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629
Investor	Possibly a Property Investor

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 3, 2025
Property Address	3852 WALL ST, PANAMA CITY, FL 32404-3321
Document Number	0049481395
Book / Page	4948 / 1395
Map Reference	MB 33 PG 18-21
Instrument Date	Aug 28, 2025
Instrument	2025050295
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$31,447.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	550 RESERVE ST # 190, 190, SOUTHLAKE, TX 76092-1546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 W ROMANA ST STE A, A, PENSACOLA, FL 32502-4628
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$5,049 Land $5,049	$5,049 Land $5,049

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on Record median of 190 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	6 (2018–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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