Osceola County property record for 3852 Blackberry Cir, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,642 sqft · built 1997 |
| Lot Size | 0.173 acres (7,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,500 (Apr 2016) |
| Tax Bill | $1,958 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-25-30-0016-0001-1790 |
| Primary APN | 33-25-30-0016-0001-1790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| Gross Area | 2,390 sqft |
| 1st Floor Area | 1,642 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,535 sqft (0.173 acres) |
| Lot Dimensions | 105 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 338 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 264 sqft |
| Deck Area | 346 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3852 BLACKBERRY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | BLACKBERRY CREEK UNIT FOUR PB 8 PG 163-164 LOT 179 |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 33 |
| Legal Subdivision | BLACKBERRY CREEK UNIT 4 |
| Legal Tract | 16 |
| Legal Block | 1790 |
| Legal Lot Number | 179 |
| Legal Unit | FO |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43203 |
3852 Blackberry Cir is owned and occupied by two individuals who bought it in April 2016.
Source: Osceola County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3852 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2016 · Amount on File |
| Deed Sale | Apr 4, 2016 · Amount on File |
| Prior Sale | Apr 19, 2001 · Amount on File |
| Deed Document Number | 201648936 |
| Deed Book / Page | 4938 / 1824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 11, 2026 |
| Property Address | 3852 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428 |
| Document Number | 0000118451 |
| Book / Page | 7033 / 1707 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 2026118451 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3852 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428 |
| Document Number | 0000118451, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 7033/1707 |
| Instrument | 2026118451 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3852 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2023 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3852 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428 |
| Document Number | 0064311378 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 6431/1378 |
| Instrument | 2023082953 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jun 26, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3852 Blackberry Cir was $1,958 with a homeowner's exemption.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,958.00 Homeowner's exemption | $152,272 | $338,800 Land $70,000 Building $268,800 |
| 2023 | $1,828.00 (+4.22%) Homeowner's exemption | $143,671 (+3%) | $313,600 (+25.69%) Land $60,000 Building $253,600 |
| 2022 | $1,754.00 Homeowner's exemption | $139,487 | $249,500 Land $45,000 Building $204,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3852 Blackberry Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3852 Blackberry Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
May also be available: Verizon.
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