Santa Cruz County property record for 3851 Trout Gulch Rd, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,847 sqft · built 1945 |
| Lot Size | 11.4 acres (496,932 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,157 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-051-41 |
| Primary APN | 105-051-41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,847 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 496,932 sqft |
| View / Lot | Mountain |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 3851 TROUT GULCH RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122002 |
3851 Trout Gulch Rd is owned and occupied by an individual who acquired it in October 1995.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2492, APTOS, CA 95001-2492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 30, 1995 |
| Transfer Doc | 0000059474 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3851 Trout Gulch Rd was $2,157 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,697 (+2%) Land $75,385 Building $43,312 | ||
| 2025 | $2,157.00 Homeowner's exemption | $116,368 Land $73,906 Building $42,462 | |
| 2023 | $1,985.00 (+2.85%) | $111,850 Land $71,037 Building $40,813 | $1,728,900 |
| 2022 | $1,930.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3851 Trout Gulch Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3851 Trout Gulch Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROUT GULCH MUTUAL WATER COMPANY private · serves 614 people · EPA ID CA4400502 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Etheric Networks, T-Mobile.
No cell data coverage reported
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