Hardin County property record for 3851 State Rte 68, Dunkirk, OH 45836
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,808 sqft · built 1983 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Feb 2025) |
| Tax Bill | $1,807 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-130032.0000 |
| Primary APN | 01-130032.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Pole Barn | 5,040 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3851 STATE ROUTE 68 |
|---|---|
| City | DUNKIRK |
| State | OH |
| Zip | 45836-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W PT S2 SE4 S19 2.00A |
| Legal Subdivision | THE P&M GATCHELL TRUST LANDS |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | BLANCHARD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 300 |
Source: Hardin County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3851 US HIGHWAY 68, DUNKIRK, OH 45836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 12, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Oct 12, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| May 9, 2018 | Warranty Deed, Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 22, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on Record |
| Deed Sale | Feb 14, 2025 · Amount on Record |
| Prior Sale | May 9, 2018 · Amount on Record |
| Deed Document Number | 2025415 |
| Deed Book / Page | 573 / 1976 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 3851 STATE ROUTE 68, DUNKIRK, OH 45836-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 558/984 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 558/984 |
| Instrument | 202000003517 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 3851 STATE ROUTE 68, DUNKIRK, OH 45836-9704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 558/984 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 558/984 |
| Instrument | 202000003517 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | May 9, 2018 |
| Property Address | 3851 STATE ROUTE 68, DUNKIRK, OH 45836-9704 |
| Document Number | 00549/4631 |
| Book / Page | 549 / 4631 |
| Map Reference | VOL 460 PG 2201 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 201800001364 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | GOLDEN KEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3851 STATE ROUTE 68, DUNKIRK, OH 45836-9704 |
| Document Number | 201800001365 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 201800001365 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 3851 STATE ROUTE 68, DUNKIRK, OH 45836-9704 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700090632 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 546/1770 |
| Instrument | 201700090632 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | Columbus, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hardin County |
| County Subdivision | Blanchard Township |
| Unified School District | Hardin Northern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,807.00 (-0.22%) | $53,220 (-) Land $7,000 Building $46,220 | |
| 2024 | $1,811.00 (+0.72%) Homeowner's exemption | $53,220 (-) Land $7,000 Building $46,220 | |
| 2023 | $1,798.00 (+5.7%) Homeowner's exemption | $53,220 (+33.72%) Land $7,000 Building $46,220 | $152,060 (+33.73%) Land $20,000 Building $132,060 |
| 2022 | $1,701.00 Homeowner's exemption | $39,800 Land $5,460 Building $34,340 | |
| 2020 | $113,710 Land $15,600 Building $98,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Watch TV Fixed Wireless | 400 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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