Lane County property record for 3851 Polar Ave, Eugene, OR 97401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,112 sqft · built 1978 |
| Lot Size | 0.158 acres (6,878 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,884 (2025) |
| Deeds & Mortgages | Jul 2026 Sale May 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-28-11-00147-000 |
| Primary APN | 17-03-28-11-00147-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,749 sqft |
| Attic | Attic |
| Attic Area | 363 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,878 sqft (0.158 acres) |
| Lot Dimensions | 86 ft deep x 80 ft wide |
| Garage Type | Open |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Patio Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Account Number | 1188786 |
|---|---|
| Street Address | 3851 POLAR AVE |
| City | EUGENE |
| State | OR |
| Zip | 97401-5892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TL 00147 |
| Legal Range | 03 |
| Legal Township | 17 |
| Legal Section | 28 |
| Legal Subdivision | KODIAK PARK |
| Legal Lot Number | 147 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 3103 |
Source: Lane County records · APN 17-03-28-11-00147-000
Assessment roll updated November 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3851 POLAR AVE, EUGENE, OR 97401-5892 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 23, 2026 | Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT |
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit SUMMIT BANK |
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit OREGON CMNTY CU |
| Jan 11, 2017 | Deed of Trust, Mortgage · Line of Credit SUMMIT BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 06, 2026 |
| Transfer Doc | 0000024424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jul 23, 2026 |
| Property Address | 3851 POLAR AVE, EUGENE, OR 97401-5892 |
| Document Number | 0000024424 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 202624424 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3851 POLAR AVE, EUGENE, OR 97401-5892 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3851 POLAR AVE, EUGENE, OR 97401-5892 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | CASCADE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000031734 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-031734 |
| Name | SUMMIT BANK |
|---|---|
| Type | Bank |
| Address | EUGENE, OR 97401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3851 POLAR AVE, EUGENE, OR 97401-5892 |
| Document Number | 0000020798 |
| Instrument Date | Mar 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3851 POLAR AVE EUGENE OR 974015892, EUGENE, OR 97401-5892 |
| Document Number | 0000020798 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 20798 |
| Name | OREGON CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475-0146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3851 POLAR AVE, EUGENE, OR 97401-5892 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CASCADE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000001422 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 2017-001422 |
| Name | SUMMIT BANK |
|---|---|
| Type | Bank |
| Address | EUGENE, OR 97401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 10, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 3851 POLAR AVE, EUGENE, OR 97401-5892 |
| Document Number | 0000022082 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3851 POLAR AVE EUGENE OR 974015892, EUGENE, OR 97401-5892 |
| Document Number | 0000022082 |
|---|---|
| Date | May 05, 2020 |
| Instrument | 22082 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 04, 2050 |
Source: Lane County records · Assessment roll updated November 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Eugene City |
| Unified School District | Eugene School District 4J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,884.00 (+3.91%) | $250,681 (+6.09%) | $475,927 (+0.72%) Land $156,360 Building $319,567 |
| 2023 | $4,700.00 (+4.03%) | $236,292 (+3%) | $472,526 (-1.13%) Land $109,896 Building $362,630 |
| 2022 | $4,518.00 | $229,410 | $477,930 Land $81,523 Building $396,407 |
Source: FEMA National Flood Hazard Layer as of August 26, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hunter Communications & Technologies, Northwest Fiber, Verizon.
Based on FCC filings for 204 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EUGENE WATER & ELECTRIC BOARD serves 176,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2021 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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