3851 Plum Ridge Rd, Hernando, MS 38632 Property Records

DeSoto County property record for 3851 Plum Ridge Rd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Lot Size	1.09 acres (47,845 sqft)
Owner	Individual Name on Record
Tax Bill	$50 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-09-4-19-06-0-00404-00`

Property Details

APN / Parcel Number

Primary APN	`3-09-4-19-06-0-00404-00`

Exterior

Lot Area	47,845 sqft (1.09 acres)
Lot Dimensions	250 ft deep x 200 ft wide

Location & Zoning

Street Address	3851 PLUM RIDGE RD
City	HERNANDO
State	MS
Zip	38632-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	LAKE O THE HILLS DELTA VIEW S LOT 404
Legal Range	09
Legal Township	03
Legal Section	19
Legal Subdivision	LAKE O THE HILLS SEC A DELTA VIEW ADD
Legal Lot Number	404
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2012
Census Tract	71200

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3895 PLUM RIDGE RD, HERNANDO, MS 38632-4240
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021
Deed Sale	Nov 23, 2021
Deed Document Number	0000979521
Deed Book / Page	979 / 521
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 23, 2021
Property Address	3851 PLUM RIDGE RD, HERNANDO, MS 38632-4240
Document Number	979/521
Book / Page	979 / 521
Map Reference	MB 4 PG 23
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 PLEASANT ST, 25, DOVER FOXCROFT, ME 04426-1219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3851 PLUM RIDGE RD, HERNANDO, MS 38632-4240

Mortgage

Document Number	5405407
Date	Nov 23, 2021
Instrument	5405/407

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$50.00 (-16.67%)	$600 (-) Land $600	$6,000 (-) Land $6,000
2023	$60.00	$600	$6,000 Land $6,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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