3851 NE 89th St, Seattle, WA 98115 Property Records

King County property record for 3851 NE 89th St, Seattle, WA 98115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,650 sqft · built 1945
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Jun 2020)
Tax Bill	$10,009 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`684470-2720`

Property Details

APN / Parcel Number

Primary APN	`684470-2720`
Alternative APN	`684470272007`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,120 sqft
2nd Floor Area	320 sqft
Basement Area	450 sqft
Finished Basement	210 sqft
Unfinished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	6,120 sqft (0.141 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Deck Area	170 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	684470272007
Street Address	3851 NE 89TH ST
City	SEATTLE
State	WA
Zip	98115-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	PONTIAC ADD
Legal Range	04
Legal Township	26
Legal Section	34
Legal Subdivision	PONTIAC ADD
Legal Block	55
Legal Lot Number	7-8
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2012
Census Tract	2200

Owner

3851 NE 89th St is owned and occupied by two individuals who bought it in June 2020.

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3851 NE 89TH ST, SEATTLE, WA 98115-3742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Prior Sale	Dec 30, 1997 · Amount on File
Deed Document Number	2020933
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3851 NE 89TH ST, SEATTLE, WA 98115-3742
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000788
Date	Mar 19, 2021
Instrument	20210319000788

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 12, 2020
Property Address	3851 NE 89TH ST, SEATTLE, WA 98115-3742
Document Number	0000000933
Map Reference	VOL 6 PG 42
Instrument Date	Jun 8, 2020
Instrument	20200612000933
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3851 NE 89TH ST, SEATTLE, WA 98115-3742

Mortgage

Document Number	0000000934
Date	Jun 12, 2020
Instrument	20200612000934

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3851 NE 89th St was $10,009.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,009.00
2025		$927,000 (+4.16%) Land $752,000 Building $175,000	$927,000 (+4.16%) Land $752,000 Building $175,000
2024	$8,967.00	$890,000 Land $724,000 Building $166,000	$890,000 Land $724,000 Building $166,000
2022	$7,987.00	$899,000 Land $751,000 Building $148,000	$899,000 Land $751,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3851 NE 89th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3851 NE 89th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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