St. Johns County property record for 3851 N Crossroad, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1989 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,237 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101022-0420 |
| Primary APN | 101022-0420 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 94,525 sqft (2.17 acres) |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Porch | Enclosed Glass Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3851 N CROSSROAD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-9201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-43 TRESTLE BAY UNIT 2 E1/2 OF LOT 42 |
| Legal Range | 29 |
| Legal Township | 07 |
| Legal Section | 30 |
| Legal Subdivision | TRESTLE BAY UNIT 2 |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21004 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2008 |
| Deed Sale | Oct 20, 2008 |
| Prior Sale | Aug 17, 2005 · Amount on Record |
| Deed Document Number | 200856832 |
| Deed Book / Page | 3133 / 601 |
| Prior Transfer Date | Sep 25, 2008 |
| Prior Transfer Doc | 0031330601 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3851 N CROSSROAD, SAINT AUGUSTINE, FL 32092-9201 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3851 N CROSSROAD, SAINT AUGUSTINE, FL 32092-9201 |
| Document Number | 0053941323 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 5394/1323 |
| Instrument | 2021112555 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2041 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,537 | $488,888 Land $164,920 Building $323,968 | |
| 2025 | $2,237.00 (+14.6%) | ||
| 2024 | $1,952.00 (+2.31%) | ||
| 2023 | $1,908.00 (+3.75%) | ||
| 2022 | $1,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 67 (1996–2017) |
| Claims Outside the SFHA | 9 of 67 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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